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7122 Canal Dr, Emerald Isle, NC 28594 Property Records

Carteret County property record for 7122 Canal Dr, Emerald Isle, NC 28594

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,932 sqft · built 2015
Lot Size1.37 acres (59,677 sqft)
Owner2 Individual Names on Record
Tax Bill$3,839 (2025)
Deeds & MortgagesDec 2018 Line of Credit
Flood ZoneZone AE (high risk)
APN5394.19.60.2702000

Property Details

APN / Parcel Number

Primary APN5394.19.60.2702000
Alternative APNs
  • 318374
  • 50754

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,932 sqft Heated Area
Gross Area2,138 sqft
Utility Area120 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Architectural StyleConventional
Exterior MaterialFiber Cement Siding
Foundation TypeBlock
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area59,677 sqft (1.37 acres)
Lot Dimensions197 ft deep x 135 ft wide
View / LotWaterfront / Beach
Garage TypeCarport
Garage Area390 sqft
CarportCarport
Carport Area390 sqft

Exterior Amenities

Pool Area384 sqft
PorchSlab
Deck Area153 sqft
Patio Area234 sqft
Shed1 Shed
Shed Area170 sqft
Canopy66 sqft
Boat AccessBoat Access
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number50754
Street Address7122 CANAL DR
CityEMERALD ISLE
StateNC
Zip28594-3111
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL62A& PART L63 BH S3 ARCHERS PT
Legal SubdivisionARCHERS POINT
Legal Block60
Legal Lot Number62-63
JurisdictionCARTERET NC
Township / Civil DivisionWHITE OAK
Census Block Group1
Census Block1045
Census Tract970903

Owner

Source: Carteret County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address115 CRESTVIEW RD, RALEIGH, NC 27609-4408
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARTERET NC
Property Address7122 CANAL DR, EMERALD ISLE, NC 28594-3111
Document Number0016270445
Instrument DateDec 21, 2018
Transaction TypeMortgage
Record UpdatedJan 31, 2019
Title CompanyLENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address7122 CANAL DR EMERALD ISLE NC 285943111, EMERALD ISLE, NC 28594-3111

Mortgage

Document Number0016270445
DateJan 15, 2019
Book Page001627/000445
Lender
NameBRANCH BK&TR
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
MunicipalityEmerald Isle Town
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,032,314 (-) Land $395,088 Building $637,226$1,032,314 (-) Land $395,088 Building $637,226
2025$3,839.00 (-3.59%)$1,032,314 (+27.21%) Land $395,088 Building $637,226$1,032,314 (+27.21%) Land $395,088 Building $637,226
2023$811,525 Land $430,456 Building $381,069$811,525 Land $430,456 Building $381,069
2022$3,982.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 760 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies965 units insured
incl. 205 condo units
Nearby Flood Claims1,172 (1982–2024)
Claims Outside the SFHA778 of 1,172
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Hurricane Florence, Sep 2018 · 183 claims
  • Hurricane Floyd Major Disaster Declarations, Oct 1999 · 244 claims
  • Hurricane Fran, Sep 1996 · 194 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBOGUE BANKS WATER CORPORATION
private · serves 4,995 people · EPA ID NC0416028
Water SourceGroundwater
Last State InspectionJun 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
AT&T
Fixed Wireless		100 / 20

May also be available: Brightspeed.

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