7202 Canal Dr, Emerald Isle, NC 28594 Property Records

Carteret County property record for 7202 Canal Dr, Emerald Isle, NC 28594

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,792 sqft · built 2000
Lot Size	2.07 acres (90,256 sqft)
Owner	2 Trust Names on File
Last Sale	$350,000 (Jun 2016)
Tax Bill	$3,824 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Mar 2022 Transfer + 4 more
Flood Zone	Zone AE (high risk)
APN	`5394.19.50.9750000`

Property Details

APN / Parcel Number

Primary APN	`5394.19.50.9750000`
Alternative APNs	`553951` `32478`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,792 sqft Heated Area
Gross Area	2,282 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Vinyl
Foundation Type	Pile
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	90,256 sqft (2.07 acres)
Lot Dimensions	590 ft deep x 120 ft wide
View / Lot	Waterfront / Beach
Garage Type	Carport
Carport	Carport
Porch	Slab
Porch Area	160 sqft
Deck Area	15 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	32478
Street Address	7202 CANAL DR
City	EMERALD ISLE
State	NC
Zip	28594-3005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L60 BH ARCHERS POINT
Legal Subdivision	ARCHERS POINT
Legal Block	50
Legal Lot Number	60
Jurisdiction	CARTERET NC
Township / Civil Division	WHITE OAK
Census Block Group	1
Census Block	1045
Census Tract	970903

Owner

7202 Canal Dr is owner-occupied and held in a trust since March 2022.

Source: Carteret County records, as of September 23, 2026

Owner of Record	2 Trust Names on File
Mailing Address	7202 CANAL DR, EMERALD ISLE, NC 28594-3005
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2022	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Mar 10, 2022	Intrafamily Transfer, Transfer
Mar 10, 2022	Intrafamily Transfer, Transfer
Dec 13, 2021	Quit Claim Deed, Transfer Quitclaim
Dec 17, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 17, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2016 · Amount on File
Deed Sale	Jun 9, 2016 · Amount on File
Deed Document Number	20161545007
Deed Book / Page	1545 / 7
Last Transfer Date	Mar 10, 2022
Transfer Doc	0017590423
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	7202 CANAL DR, EMERALD ISLE, NC 28594-3005
Transaction Type	Mortgage
Record Updated	Apr 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7202 CANAL DR, EMERALD ISLE, NC 28594-3005

Mortgage

Document Number	0017590019
Date	Mar 3, 2022
Book Page	1759/19
Instrument	1759019

Lender

Name	TRUIST BANK
Type	Bank
Address	28172

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARTERET NC
Recording Date	Mar 10, 2022
Property Address	7202 CANAL DR, EMERALD ISLE, NC 28594-3005
Document Number	0017590423
Book / Page	1759 / 423
Map Reference	MB 16 PG 54
Instrument Date	Mar 10, 2022
Instrument	1759423
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7202 CANAL DR, 7202, EMERALD ISLE, NC 28594-3005

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	7202 CANAL DR, EMERALD ISLE, NC 28594-3005

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARTERET NC
Recording Date	Mar 10, 2022
Property Address	7202 CANAL DR, EMERALD ISLE, NC 28594-3005
Document Number	0017590424
Book / Page	1759 / 424
Instrument Date	Mar 10, 2022
Instrument	1759424
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	7202 CANAL DR, EMERALD ISLE, NC 28594-3005

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CARTERET NC
Recording Date	Dec 13, 2021
Property Address	7202 CANAL DR, EMERALD ISLE, NC 28594-3005
Document Number	0017500004
Book / Page	1750 / 4
Map Reference	MB 16 PG 54
Instrument Date	Dec 10, 2021
Instrument	1750004
Transaction Type	Transfer
Record Updated	Mar 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7202 CANAL DR, EMERALD ISLE, NC 28594-3005

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CARTERET NC
Recording Date	Dec 17, 2020
Property Address	7202 CANAL DR, EMERALD ISLE, NC 28594-3005
Document Number	0017000483
Book / Page	001700 / 000483
Instrument Date	Sep 29, 2020
Transaction Type	Transfer
Record Updated	Jan 20, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	7202 CANAL DR EMERALD ISLE NC 285943005, EMERALD ISLE, NC 28594-3005

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CARTERET NC
Recording Date	Dec 17, 2020
Property Address	7202 CANAL DR, EMERALD ISLE, NC 28594-3005
Document Number	0700480484
Book / Page	170048 / 000484
Instrument Date	Sep 29, 2020
Transaction Type	Transfer
Record Updated	Jan 20, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	7202 CANAL DR EMERALD ISLE NC 285943005, EMERALD ISLE, NC 28594-3005

Tax Assessment & Valuation

The 2025 property tax bill for 7202 Canal Dr was $3,824.

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Municipality	Emerald Isle Town
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,027,630 (-) Land $574,050 Building $453,580	$1,027,630 (-) Land $574,050 Building $453,580
2025	$3,824.00	$1,027,630 Land $574,050 Building $453,580	$1,027,630 Land $574,050 Building $453,580
2023		$408,800 Land $230,897 Building $177,903	$408,800 Land $230,897 Building $177,903
2022	$2,262.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7202 Canal Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 760 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	965 units insured incl. 205 condo units
Nearby Flood Claims	1,172 (1982–2024)
Claims Outside the SFHA	778 of 1,172
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Hurricane Florence, Sep 2018 · 183 claims Hurricane Floyd Major Disaster Declarations, Oct 1999 · 244 claims Hurricane Fran, Sep 1996 · 194 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7202 Canal Dr is moderate, ranking above 45% of the US, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOGUE BANKS WATER CORPORATION private · serves 4,995 people · EPA ID NC0416028
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed.

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