7119 Canal Dr, Emerald Isle, NC 28594 Property Records

Carteret County property record for 7119 Canal Dr, Emerald Isle, NC 28594

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,072 sqft · built 1996
Lot Size	0.311 acres (13,547 sqft)
Owner	2 Individual Names on Record
Last Sale	$385,000 (Aug 2018)
Tax Bill	$2,631 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`5394.19.60.3217000`

Property Details

APN / Parcel Number

Primary APN	`5394.19.60.3217000`
Alternative APNs	`26657` `47407`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,072 sqft Heated Area
Gross Area	1,702 sqft
Sunroom	Sunroom
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Vinyl
Foundation Type	Pile
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,547 sqft (0.311 acres)
Lot Dimensions	172 ft deep x 75 ft wide
Garage Type	Carport
Garage Area	672 sqft
Carport	Carport
Carport Area	672 sqft

Exterior Amenities

Pool Area	304 sqft
Porch	Porch
Porch Area	50 sqft
Deck Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	47407
Street Address	7119 CANAL DR
City	EMERALD ISLE
State	NC
Zip	28594-3112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L4 BH ARCHERS POINT
Legal Subdivision	ARCHERS POINT
Legal Block	60
Legal Lot Number	4
Jurisdiction	CARTERET NC
Township / Civil Division	WHITE OAK
Census Block Group	1
Census Block	1045
Census Tract	970903

Owner

Source: Carteret County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	960 GRAYLEA CIR, ELMIRA, NY 14905-1412
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK
Aug 24, 2018	Warranty Deed, Transfer · Conventional Mortgage FIDELITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2018 · Amount on Record
Deed Sale	Aug 24, 2018 · Amount on Record
Prior Sale	Aug 31, 2012 · Amount on Record
Deed Document Number	20181617435
Deed Book / Page	1617 / 435
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	7119 CANAL DR, EMERALD ISLE, NC 28594-3112
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016740053
Date	Jun 4, 2020
Book Page	1674/53
Instrument	1674053

Lender

Name	AMERIS BANK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Aug 24, 2018
Property Address	7119 CANAL DR, EMERALD ISLE, NC 28594-3112
Document Number	0016170435
Book / Page	1617 / 435
Map Reference	MB28 PG315
Instrument Date	Aug 17, 2018
Instrument	1617435
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$770.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3105 SETH WILLIAMS BLVD, 3105, CAMP LEJEUNE, NC 28547-1403

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	960 GRAYLEA CIR, ELMIRA, NY 14905-1412

Mortgage

Document Number	1617436
Date	Aug 24, 2018
Instrument	1617436

Lender

Name	FIDELITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Municipality	Emerald Isle Town
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$666,134 (-) Land $265,587 Building $400,547	$666,134 (-) Land $265,587 Building $400,547
2025	$2,631.00 (+35.83%)	$666,134 (+94.87%) Land $265,587 Building $400,547	$666,134 (+94.87%) Land $265,587 Building $400,547
2023		$341,836 Land $160,245 Building $181,591	$341,836 Land $160,245 Building $181,591
2022	$1,937.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 760 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	965 units insured incl. 205 condo units
Nearby Flood Claims	1,172 (1982–2024)
Claims Outside the SFHA	778 of 1,172
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Hurricane Florence, Sep 2018 · 183 claims Hurricane Floyd Major Disaster Declarations, Oct 1999 · 244 claims Hurricane Fran, Sep 1996 · 194 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOGUE BANKS WATER CORPORATION private · serves 4,995 people · EPA ID NC0416028
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed.

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