Lorain County property record for 712 University Ave, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,620 sqft · built 1976 |
| Lot Size | 0.169 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $125,000 (Dec 2019) |
| Tax Bill | $2,890 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage Aug 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-25-002-112-028 |
| Primary APN | 06-25-002-112-028 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,620 sqft Living Area |
| 1st Floor Area | 1,120 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 7,405 sqft (0.169 acres) |
| Lot Dimensions | 115 ft deep x 65 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 712 UNIVERSITY AVE |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-7241 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARKWOOD ESTS 6 65 X 120 |
| Legal Subdivision | PARKWOOD ESTATES NO 6 |
| Legal Tract | 25 |
| Legal Block | 112 |
| Legal Lot Number | 388 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 71201 |
Source: Lorain County records · APN 06-25-002-112-028
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 712 UNIVERSITY AVE, ELYRIA, OH 44035-7241 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 28, 2023 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Aug 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Dec 30, 2019 | Warranty Deed, Transfer · FHA Mortgage LENDUS LLC |
| Nov 06, 2017 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 30, 2019 · Amount on Record |
| Deed Sale | Dec 30, 2019 · Amount on Record |
| Prior Sale | Jul 18, 2013 · Amount on Record |
| Deed Document Number | 2019007957 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 712 UNIVERSITY AVE, ELYRIA, OH 44035-7241 |
| Transaction Type | Mortgage |
| Record Updated | Aug 08, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 712 UNIVERSITY AVE, ELYRIA, OH 44035-7241 |
| Document Number | 0000923751 |
|---|---|
| Date | Jul 28, 2023 |
| Instrument | 2023-0923751 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | TEMPE, AZ 85284 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Aug 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 712 UNIVERSITY AVE, ELYRIA, OH 44035-7241 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 20210833432 |
|---|---|
| Date | Aug 11, 2021 |
| Instrument | 2021-0833432 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Dec 30, 2019 |
| Property Address | 712 UNIVERSITY AVE, ELYRIA, OH 44035-7241 |
| Document Number | 0000743561 |
| Map Reference | VOL 29 PG 1 |
| Instrument Date | Dec 28, 2019 |
| Instrument | 2019-0743561 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 712 UNIVERSITY AVE, ELYRIA, OH 44035-7241 |
| Document Number | 0000743562 |
|---|---|
| Date | Dec 30, 2019 |
| Instrument | 2019-0743562 |
| Name | LENDUS LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 712 UNIVERSITY AVE, ELYRIA, OH 44035-7241 |
| Document Number | 0000653758 |
| Instrument Date | Nov 06, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 712 UNIVERSITY AVE ELYRIA OH 440357241, ELYRIA, OH 44035-7241 |
| Document Number | 0000653758 |
|---|---|
| Date | Dec 04, 2017 |
| Instrument | 653758 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 03, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,890.00 | $60,860 (+%) Land $11,590 Building $49,270 | $173,880 (-) Land $33,120 Building $140,760 |
| 2024 | $2,890.00 (+26.42%) | $60,858 (+47.68%) Land $11,592 Building $49,266 | $173,880 (+47.68%) Land $33,120 Building $140,760 |
| 2023 | $2,286.00 (+0.75%) | $41,210 (-) Land $10,112 Building $31,098 | $117,740 (-) Land $28,890 Building $88,850 |
| 2022 | $2,269.00 | $41,210 Land $10,110 Building $31,100 | |
| 2021 | $117,740 Land $28,890 Building $88,850 |
Source: FEMA National Flood Hazard Layer as of May 25, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2013 · other causes |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Uniti Group DSL · Fiber in parts of the area | 300 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 518 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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