709 University Ave, Elyria, OH 44035 Property Records

Lorain County property record for 709 University Ave, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,808 sqft · built 1972
Lot Size	0.2 acres (8,712 sqft)
Owner	Owner Name on File
Last Sale	$89,000 (May 2010)
Tax Bill	$2,682 (2025)
Deeds & Mortgages	Mar 2020 Line of Credit Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-25-002-113-044`

Property Details

APN / Parcel Number

Primary APN	`06-25-002-113-044`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,808 sqft Living Area
1st Floor Area	1,764 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	130 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	156 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	709 UNIVERSITY AVE
City	ELYRIA
State	OH
Zip	44035-7240
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARKWOOD ESTATES NO 4 70 X 130
Legal Subdivision	PARKWOOD ESTATES #4
Legal Tract	25
Legal Block	113
Legal Lot Number	277
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	1
Census Block	1000
Census Tract	71202

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Owner Name on File
Mailing Address	709 UNIVERSITY AVE, ELYRIA, OH 44035-7240
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2020	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK
Feb 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2010 · Amount on File
Deed Sale	May 17, 2010 · Amount on File
Deed Document Number	2010001805
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	709 UNIVERSITY AVE, ELYRIA, OH 44035-7240
Document Number	0000756748
Instrument Date	Mar 1, 2020
Transaction Type	Mortgage
Record Updated	May 8, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	709 UNIVERSITY AVE ELYRIA OH 440357240, ELYRIA, OH 44035-7240

Mortgage

Document Number	0000756748
Date	Apr 17, 2020
Instrument	756748

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 16, 2050

Interest

Rate Type	Adjustable Rate

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	709 UNIVERSITY AVE, ELYRIA, OH 44035-7240
Document Number	0000751635
Instrument Date	Feb 24, 2020
Transaction Type	Mortgage
Record Updated	Mar 24, 2020
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	709 UNIVERSITY AVE ELYRIA OH 440357240, ELYRIA, OH 44035-7240

Mortgage

Document Number	0000751635
Date	Mar 4, 2020
Instrument	751635

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 3, 2035

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,682.00	$54,240 (-0.01%) Land $13,250 Building $40,990	$154,980 (-) Land $37,860 Building $117,120
2024	$2,682.00 (+5.88%)	$54,243 (+19.53%) Land $13,251 Building $40,992	$154,980 (+19.53%) Land $37,860 Building $117,120
2023	$2,533.00 (+0.32%)	$45,381 (+%) Land $11,557 Building $33,824	$129,660 (-) Land $33,020 Building $96,640
2022	$2,525.00	$45,380 Land $11,560 Building $33,820
2021			$129,660 Land $33,020 Building $96,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2006–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	300 / 20

May also be available: T-Mobile.

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