704 University Ave, Elyria, OH 44035 Property Records

Lorain County property record for 704 University Ave, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,916 sqft · built 1975
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$146,500 (May 2018)
Tax Bill	$3,549 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit May 2018 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-25-002-112-026`

Property Details

APN / Parcel Number

Primary APN	`06-25-002-112-026`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,916 sqft Living Area
Gross Area	2,456 sqft
1st Floor Area	1,244 sqft
Basement Area	1,244 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	120 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Stoop
Porch Area	60 sqft
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	704 UNIVERSITY AVE
City	ELYRIA
State	OH
Zip	44035-7241
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARKWOOD ESTATES NO 4 66 X 109.62
Legal Subdivision	PARKWOOD ESTATES NO 4
Legal Tract	25
Legal Block	112
Legal Lot Number	278
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	1
Census Block	1009
Census Tract	71201

Owner

Source: Lorain County records, as of April 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	704 UNIVERSITY AVE, ELYRIA, OH 44035-7241
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
May 23, 2018	Sheriff's Deed, Foreclosure · Conventional Mortgage HUNTINGTON NATIONAL BANK
Oct 25, 2017	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2018 · Amount on Record
Deed Sale	May 23, 2018 · Amount on Record
Prior Sale	Sep 24, 2010 · Amount on Record
Deed Document Number	2018673301
Prior Transfer Date	May 17, 2018
Prior Transfer Doc	0000673301
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Recording Date	Apr 16, 2026
Property Address	704 UNIVERSITY AVE, ELYRIA, OH 44035-7241
Document Number	0000092013
Instrument Date	Apr 10, 2026
Instrument	202692013
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman, 286
Address	704 UNIVERSITY AVE, ELYRIA, OH 44035-7241

Mortgage

Document Number	0000092013,
Date	Apr 16, 2026
Instrument	202692013

Lender

Name	LENDAGE LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

May 2018: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	LORAIN OH
Recording Date	May 23, 2018
Property Address	704 UNIVERSITY AVE, ELYRIA, OH 44035-7241
Document Number	0000673301
Map Reference	MB 26 PG 50
Instrument Date	May 17, 2018
Instrument	2018-0673301
Transaction Type	Foreclosure
Record Updated	Apr 29, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$586.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 UNIVERSITY AVE, ELYRIA, OH 44035-7241

Mortgage

Document Number	0000673302
Date	May 23, 2018
Instrument	2018-0673302

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	704 UNIVERSITY AVE, ELYRIA, OH 44035-7241
Document Number	0000652789
Instrument Date	Oct 25, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	704 UNIVERSITY AVE ELYRIA OH 440357241, ELYRIA, OH 44035-7241

Mortgage

Document Number	0000652789
Date	Nov 27, 2017
Instrument	652789

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 26, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,549.00 (-0.73%) Homeowner's exemption	$74,860 (+%) Land $12,010 Building $62,850	$213,880 (-) Land $34,320 Building $179,560
2024	$3,575.00 (+28.83%)	$74,858 (+49.18%) Land $12,012 Building $62,846	$213,880 (+49.18%) Land $34,320 Building $179,560
2023	$2,775.00 (+0.69%)	$50,180 (-) Land $10,476 Building $39,704	$143,370 (-) Land $29,930 Building $113,440
2022	$2,756.00	$50,180 Land $10,480 Building $39,700
2021			$143,370 Land $29,930 Building $113,440

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	300 / 20

May also be available: T-Mobile.

Nearby Properties on University Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures