702 University Ave, Elyria, OH 44035 Property Records

Lorain County property record for 702 University Ave, Elyria, OH 44035

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,064 sqft · built 1975
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on Record
Last Sale$143,000 (Jul 2003)
Tax Bill$3,748 (2025)
Deeds & MortgagesJul 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN06-25-002-112-025

Property Details

APN / Parcel Number

Primary APN06-25-002-112-025

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,064 sqft Living Area
Gross Area2,622 sqft
1st Floor Area1,344 sqft
Basement Area1,344 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleMulti-Level
Exterior MaterialWood Siding
Construction TypeFrame
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions110 ft deep x 70 ft wide
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchStoop
Porch Area30 sqft
Deck Area64 sqft
Patio Area30 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address702 UNIVERSITY AVE
CityELYRIA
StateOH
Zip44035-7241
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPARKWOOD ESTATES NO 4 70 X 109.62 S/L 279
Legal SubdivisionPARKWOOD ESTATES NO 4
Legal Tract25
Legal Block112
Legal Lot Number279
JurisdictionLORAIN OH
Township / Civil DivisionELYRIA
Census Block Group1
Census Block1009
Census Tract71201

Owner

Source: Lorain County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address702 UNIVERSITY AVE, ELYRIA, OH 44035-7241
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 1, 2003 · Amount on Record
Deed SaleJul 1, 2003 · Amount on Record
Prior SaleOct 28, 1996 · Amount on Record
Deed Document Number2003926857
Record UpdatedSep 20, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address702 UNIVERSITY AVE, ELYRIA, OH 44035-7241
Document Number0000724250
Instrument DateJul 16, 2019
Transaction TypeMortgage
Record UpdatedAug 13, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address702 UNIVERSITY AVE ELYRIA OH 440357241, ELYRIA, OH 44035-7241

Mortgage

Document Number0000724250
DateJul 31, 2019
Instrument724250
Lender
NameHUNTINGTON NAT'L BK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 30, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityElyria City
Unified School DistrictElyria City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,748.00 Homeowner's exemption$79,590 (-) Land $12,230 Building $67,360$227,400 (-) Land $34,940 Building $192,460
2024$3,748.00 (+57.28%)$79,590 (+82.02%) Land $12,229 Building $67,361$227,400 (+82.02%) Land $34,940 Building $192,460
2023$2,383.00 (+0.38%)$43,726 (-0.01%) Land $5,331 Building $38,395$124,930 (-) Land $15,230 Building $109,700
2022$2,374.00$43,730 Land $5,330 Building $38,400
2021$124,930 Land $15,230 Building $109,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELYRIA WATER DEPARTMENT
serves 68,000 people · EPA ID OH4700411
Water SourceSurface water
Last State InspectionJun 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Windstream
DSL · Fiber in parts of the area
300 / 20

May also be available: T-Mobile.

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