712 Jay St, Elgin, IL 60120 Property Records

Kane County property record for 712 Jay St, Elgin, IL 60120 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1924
Square Footage1,488 sqft Living Area
Lot Size11,424 sqft (0.262 acres)
OccupancyOwner Occupied
Last Sale$195,000 (2021)
Tax Bill$6,310.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-24-282-027

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Total Rooms6 Rooms
Building Area1,488 sqft Living Area
Gross Area2,480 sqft Gross Area
Basement Area992 sqft Basement
Stories5 Stories

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 1924
Construction TypeFrame Construction
Lot Area11,424 sqft (0.262 acres)
Depth X Width170 ft x 67 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage

Utilities and HVAC

Cooling SystemHVAC Cooling

Location & Zoning

Street Address712 JAY ST
CityELGIN
StateIL
Zip60120-7921
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCOUNTY CLERKS SUB OF LAND WEST 67.4 FT LOT A COUNTY CLERKS LOT 348
Legal SubdivisionCOUNTY CLERKS SUB
Legal Block5
Legal Lot NumberA,348
JurisdictionKANE IL
Minor Civil DivisionELGIN
Census Blockgroup5
Census Block5012
Census Tract851400

Owner

Source: Kane County records · APN 06-24-282-027

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address712 JAY ST, ELGIN, IL 60120-7921
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 08, 2021Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
CROSSCOUNTRY MORTGAGE LLC
Nov 13, 2018Deed of Trust, Mortgage · Conventional Mortgage
INLANTA MORTGAGE INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 08, 2021 · Amount on Record
Deed SaleJul 08, 2021 · Amount on Record
Prior SaleMay 17, 2011 · Amount on Record
Deed Doc Number202152280
Record RefreshedSep 20, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateJul 08, 2021
Property Address712 JAY ST, ELGIN, IL 60120-7921
Document Number0000052280
Instrument DateMay 21, 2021
Instrument2021K052280
Transaction TypeTransfer
Record UpdatedJul 21, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$195.00
Amount AccuracyRounded Values by County
Additional
  • Notice of Foreclosure Sale
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address712 JAY ST, ELGIN, IL 60120-7921

Mortgage

Document Number0000052281
DateJul 08, 2021
Instrument2021K052281
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2051
Interest
Rate TypeFixed Rate
Rate3.25%

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address712 JAY ST, ELGIN, IL 60120-7921
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyCHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000055259
DateNov 13, 2018
Instrument2018K055259
Lender
NameINLANTA MORTGAGE INC
TypeMortgage Company
AddressPEWAUKEE, WI 53072
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2048
Interest
Rate5.75%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$6,310.00 (+15.82%) Homeowner's exemption
2024$83,559 (+21.39%) Land $17,276 Building $66,283$250,777 (+21.44%) Land $51,849 Building $198,929
2022$5,448.00 (-5.1%) Homeowner's exemption$68,834 (+6.96%) Land $14,232 Building $54,602$206,502 (+6.96%) Land $42,696 Building $163,806
2021$5,741.00$64,355 Land $13,306 Building $51,049$193,065 Land $39,918 Building $153,147

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