Kane County property record for 704 Jay St, Elgin, IL 60120 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1935 |
| Square Footage | 1,714 sqft Living Area |
| Lot Size | 7,650 sqft (0.176 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $110,000 (1996) |
| Tax Bill | $6,588.00 (2025) |
| Primary APN | 06-24-282-023 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,714 sqft Living Area |
| Gross Area | 2,614 sqft Gross Area |
| Basement Area | 900 sqft Basement |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Construction Type | Frame Construction |
| Foundation Type | No Foundation Foundation |
| Lot Area | 7,650 sqft (0.176 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Street Address | 704 JAY ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-7921 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | MCKINLEY ADDN LOT 2 BLOCK 3 |
| Legal Subdivision | MCKINLEY ADDN |
| Legal Block | 3 |
| Legal Lot Number | 2 |
| Jurisdiction | KANE IL |
| Minor Civil Division | ELGIN |
| Census Blockgroup | 5 |
| Census Block | 5012 |
| Census Tract | 851400 |
Source: Kane County records · APN 06-24-282-023
Assessment roll updated July 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 704 JAY ST, ELGIN, IL 60120-7921 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 04, 1996 · Amount on Record |
| Deed Sale | Jun 04, 1996 · Amount on Record |
| Deed Doc Number | 199640309 |
| Last Transfer Date | Aug 26, 2016 |
| Transfer Doc | 0000049892 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 704 JAY ST, ELGIN, IL 60120-7921 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000011540 |
|---|---|
| Date | Mar 06, 2017 |
| Instrument | 2017K011540 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 01, 2027 |
Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,588.00 (+15.84%) Homeowner's exemption | $94,358 (+8.57%) Land $15,633 Building $78,725 | $283,187 (+8.57%) Land $46,918 Building $236,270 |
| 2024 | $86,910 (+21.39%) Land $14,399 Building $72,511 | $260,834 (+21.44%) Land $43,214 Building $217,620 | |
| 2022 | $5,687.00 (+4.62%) Homeowner's exemption | $71,593 (+6.96%) Land $11,861 Building $59,732 | $214,779 (+6.96%) Land $35,583 Building $179,196 |
| 2021 | $5,436.00 Homeowner's exemption | $66,934 Land $11,089 Building $55,845 | $200,802 Land $33,267 Building $167,535 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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