Kane County property record for 727 Jay St, Elgin, IL 60120 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,292 sqft · built 1955 |
| Lot Size | 0.11 acres (4,770 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $118,000 (Jun 1999) |
| Tax Bill | $6,265 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-24-429-016 |
| Primary APN | 06-24-429-016 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 5 Stories |
| Building Area | 1,292 sqft Living Area |
| Gross Area | 2,200 sqft |
| Basement Area | 908 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Construction Type | Frame |
| Lot Area | 4,770 sqft (0.11 acres) |
| Lot Dimensions | 90 ft deep x 53 ft wide |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|
| Street Address | 727 JAY ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-7920 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COUNTY CLERKS SUB WEST 53.23 FT OF N 90 FT LOT B OF LOT 348 |
| Legal Subdivision | COUNTY CLERKS SUB |
| Legal Block | 1 |
| Legal Lot Number | B,348 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 851400 |
Source: Kane County records · APN 06-24-429-016
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 727 JAY ST, ELGIN, IL 60120-7920 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 07, 1999 · Amount on Record |
| Deed Sale | Jun 07, 1999 · Amount on Record |
| Prior Sale | Mar 24, 1998 · Amount on Record |
| Deed Document Number | 199956316 |
| Last Transfer Date | Jan 06, 2004 |
| Transfer Doc | 0000010873 |
| Record Updated | Sep 20, 2026 |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,265.00 (+15.95%) | ||
| 2024 | $75,646 (+21.39%) Land $14,032 Building $61,614 | $227,029 (+21.44%) Land $42,113 Building $184,916 | |
| 2022 | $5,403.00 (+3.96%) | $62,315 (+6.96%) Land $11,559 Building $50,756 | $186,945 (+6.96%) Land $34,677 Building $152,268 |
| 2021 | $5,197.00 | $58,260 Land $10,807 Building $47,453 | $174,780 Land $32,421 Building $142,359 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898514001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 11 individual NFIP policies nearby |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 102 (1979–2020) |
| Claims Outside the SFHA | 11 of 102 |
| Most Recent Claim | May 2020, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Low above 2% of the US · above 14% of Illinois |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 306 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 2,000 / 250 |
| Radiate Holdings | Cable | 1,500 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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