706 Jay St, Elgin, IL 60120 Property Records

Kane County property record for 706 Jay St, Elgin, IL 60120 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1923
Square Footage972 sqft Living Area
Lot Size7,650 sqft (0.176 acres)
GarageDetached
Last Sale$130,000 (2022)
Tax Bill$5,349.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-24-282-024

Interior

Bedrooms3 Beds
Full Baths1 Baths
Total Rooms6 Rooms
Building Area972 sqft Living Area
Gross Area1,620 sqft Gross Area
Basement Area648 sqft Basement
Stories5 Stories

Exterior

Year BuiltBuilt 1923
Effective Year BuiltEffective 1923
Construction TypeFrame Construction
Lot Area7,650 sqft (0.176 acres)
Depth X Width153 ft x 50 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage

Location & Zoning

Street Address706 JAY ST
CityELGIN
StateIL
Zip60120-7921
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionMCKINLEY ADDN LOT 3 BLOCK 3
Legal SubdivisionMCKINLEY ADDN
Legal Block3
Legal Lot Number3
JurisdictionKANE IL
Minor Civil DivisionELGIN
Census Blockgroup5
Census Block5012
Census Tract851400

Owner

Source: Kane County records · APN 06-24-282-024

Assessment roll updated December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address823 HASTINGS ST, ELGIN, IL 60120-8220
Owner TypeOwner is a Company
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Oct 28, 2022Deed of Trust, Mortgage · Commercial Mortgage
BANK OF PONTIAC
Apr 14, 2022Warranty Deed, Transfer
NOT AVAILABLE, CT
Jun 29, 2020Deed of Trust, Mortgage · Line of Credit
ADVIA CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 14, 2022 · Amount on Record
Deed SaleApr 14, 2022 · Amount on Record
Prior SaleApr 20, 2010 · Amount on Record
Prior Transfer DateDec 27, 1999
Prior Transfer Doc0000001536
Record RefreshedSep 20, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address706 JAY ST, ELGIN, IL 60120-7921
Transaction TypeMortgage
Record UpdatedNov 03, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000052729
DateOct 28, 2022
Instrument2022K052729
Lender
NameBANK OF PONTIAC
TypeBank
AddressPONTIAC, IL 61764
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term24 Months
DueOct 15, 2024

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateApr 14, 2022
Property Address706 JAY ST, ELGIN, IL 60120-7921
Document Number0000020468
Instrument DateApr 12, 2022
Instrument2022K020468
Transaction TypeTransfer
Record UpdatedAug 05, 2022
Title CompanyNOT AVAILABLE, CT

Transaction

AmountAmount Recorded
Tax$130.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address23 WARWICK PL, 23, ELGIN, IL 60120-6614

Transferred To (Grantee/Buyer)

NameVerified Name
Address823 HASTINGS ST, ELGIN, IL 60120-8220
InvestorPossibly a Property Investor

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address706 JAY ST, ELGIN, IL 60120-7921
Document Number0000042287
Instrument DateJun 29, 2020
Transaction TypeMortgage
Record UpdatedSep 10, 2020
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address8N074 FALCONS TRL ST CHARLES IL 601756846, ST CHARLES, IL 60175-6846

Mortgage

Document Number0000042287
DateJul 31, 2020
Instrument42287
Lender
NameADVIA CU
TypeCredit Union
AddressCRYSTAL LAKE, IL 60012
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueJul 30, 2025
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,349.00 (+15.95%)
2024$64,585 (+21.4%) Land $14,399 Building $50,186$193,833 (+21.44%) Land $43,214 Building $150,618
2022$4,613.00 (+3.97%)$53,202 (+6.96%) Land $11,861 Building $41,341$159,606 (+6.96%) Land $35,583 Building $124,023
2021$4,437.00$49,740 Land $11,089 Building $38,651$149,220 Land $33,267 Building $115,953

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