7115 Summit Dr, Winter Haven, FL 33884 Property Records

Polk County property record for 7115 Summit Dr, Winter Haven, FL 33884

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,507 sqft · built 2005
Lot Size	0.207 acres (9,034 sqft)
Owner	2 Individual Names on File
Last Sale	$162,400 (Dec 2017)
Tax Bill	$3,779 (2025)
Deeds & Mortgages	Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-29-07-855609-000740`

Property Details

APN / Parcel Number

Primary APN	`27-29-07-855609-000740`
Alternative APNs	`072927855609000740` `72927000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,507 sqft Living Area
Gross Area	1,907 sqft
1st Floor Area	1,507 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	9,034 sqft (0.207 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	400 sqft
Porch	Unfinished Open Porch
Porch Area	45 sqft

Location & Zoning

Street Address	7115 SUMMIT DR
City	WINTER HAVEN
State	FL
Zip	33884-2764
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMIT EAST PHASE 1 PB 124 PGS 29-30 LOT 74
Legal Range	27E
Legal Township	29S
Legal Section	07
Legal Subdivision	SUMMIT EAST PHASE 1
Legal Phase	1
Legal Tract	855609
Legal Block	1
Legal Lot Number	74
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	1
Census Block	1013
Census Tract	14123

Owner

Source: Polk County records · APN 27-29-07-855609-000740

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	7115 SUMMIT DR, WINTER HAVEN, FL 33884-2764
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 14, 2017 · Amount on Record
Deed Sale	Dec 14, 2017 · Amount on Record
Prior Sale	Sep 16, 2010 · Amount on Record
Deed Document Number	2017240741
Deed Book / Page	10341 / 1052
Record Updated	Sep 20, 2026

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Dec 14, 2017
Property Address	7115 SUMMIT DR, WINTER HAVEN, FL 33884-2764
Document Number	0103411052
Book / Page	010341 / 001052
Instrument Date	Dec 08, 2017
Instrument	240741
Transaction Type	Transfer
Record Updated	Jan 03, 2018
Title Company	SUNBELT TITLE (AGENCY)

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,136.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	40 MELWOOD ST WATSONVILLE CA 950762925, WATSONVILLE, CA 95076-2925

Mortgage

Document Number	103411053
Date	Dec 14, 2017
Book Page	010341/001053
Instrument	240742

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 13, 2047

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,779.00 (-4.06%)	$202,117 (-17%) Land $42,000 Building $160,117	$202,117 (-17%) Land $42,000 Building $160,117
2023	$3,939.00 (+11.11%)	$243,510 (+16.3%) Land $40,000 Building $203,510	$243,510 (+16.3%) Land $40,000 Building $203,510
2022	$3,545.00	$209,379 Land $34,000 Building $175,379	$209,379 Land $34,000 Building $175,379

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	24 (1979–2022)
Claims Outside the SFHA	3 of 24
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Frances, Sep 2004 · 20 claims

Wildfire

Wildfire Risk	Moderate above 50% of the US · lower than 79% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Based on FCC filings for 257 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.