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7116 Summit Dr, Winter Haven, FL 33884 Property Records

Polk County property record for 7116 Summit Dr, Winter Haven, FL 33884 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,842 sqft · built 2004
Lot Size0.212 acres (9,239 sqft)
OwnerIndividual Name on File
Last Sale$380,000 (Sep 2023)
Tax Bill$4,937 (2025)
Deeds & MortgagesSep 2023 Sale & Mortgage
Aug 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN27-29-07-855609-000080

Property Details

APN / Parcel Number

Primary APN27-29-07-855609-000080
Alternative APNs
  • 072927855609000080
  • 72927000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,842 sqft Living Area
Gross Area2,283 sqft
1st Floor Area1,842 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialOther
Lot Area9,239 sqft (0.212 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area441 sqft
PorchFinished/Open Porch
Porch Area190 sqft

Location & Zoning

Street Address7116 SUMMIT DR
CityWINTER HAVEN
StateFL
Zip33884-2763
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUMMIT EAST PHASE 1 PB 124 PGS 29-30 LOT 8
Legal Range27E
Legal Township29S
Legal Section07
Legal SubdivisionSUMMIT EAST PHASE 1
Legal Phase1
Legal Tract855609
Legal Block1
Legal Lot Number8
JurisdictionPOLK FL
Township / Civil DivisionHAINES CITY
Census Block Group1
Census Block1009
Census Tract14123

Owner

Source: Polk County records · APN 27-29-07-855609-000080

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address7116 SUMMIT DR, WINTER HAVEN, FL 33884-2763
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2023Warranty Deed, Transfer · VA Mortgage
PENNYMAC LOAN SERVICES LLC
Aug 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
NEWREZ LLC
Sep 19, 2019Warranty Deed, Transfer · Conventional with PMI
CALIBER HM LOANS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 22, 2023 · Amount on Record
Deed SaleSep 22, 2023 · Amount on Record
Prior SaleSep 19, 2019 · Amount on Record
Deed Document Number2023223539
Deed Book / Page12846 / 1277
Prior Transfer DateSep 25, 2006
Prior Transfer Doc0000015933
Record UpdatedSep 20, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateSep 22, 2023
Property Address7116 SUMMIT DR, WINTER HAVEN, FL 33884-2763
Document Number0000223539
Book / Page12846 / 1277
Map ReferenceMB 124 PG 29&30
Instrument DateSep 15, 2023
Instrument2023223539
Transaction TypeTransfer
Record UpdatedOct 09, 2023
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,660.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address13895 HWY 27, LAKE WALES, FL 33859-2549

Transferred To (Grantee/Buyer)

NameVerified Name
Address7116 SUMMIT DR, WINTER HAVEN, FL 33884-2763

Mortgage

Document Number0128461279
DateSep 22, 2023
Instrument12846/1279
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2053

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address7116 SUMMIT DR, WINTER HAVEN, FL 33884-2763
Transaction TypeMortgage
Record UpdatedSep 06, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000219160
DateAug 23, 2021
Book Page11858/1598
Instrument2021219160
Lender
NameNEWREZ LLC
TypeMortgage Company
AddressFORT WASHINGTON, PA 19034
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateSep 19, 2019
Property Address7116 SUMMIT DR, WINTER HAVEN, FL 33884-2763
Document Number0109791164
Book / Page010979 / 001164
Instrument DateAug 26, 2019
Instrument199195
Transaction TypeTransfer
Record UpdatedOct 07, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,561.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address7118 SUMMIT DR WINTER HAVEN FL 338842763, WINTER HAVEN, FL 33884-2763

Mortgage

Document Number109791166
DateSep 19, 2019
Book Page010979/001166
Instrument199196
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueSep 18, 2049

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,937.00 (+91.88%)$264,043 (+47.44%) Land $42,000 Building $222,043$264,043 (-11.9%) Land $42,000 Building $222,043
2023$2,573.00 (+3.17%) Homeowner's exemption$179,089 (+3%)$299,710 (+14.35%) Land $40,000 Building $259,710
2022$2,494.00 Homeowner's exemption$173,873$262,108 Land $34,000 Building $228,108

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050141231, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 26 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies26 in force
Nearby Flood Claims24 (1979–2022)
Claims Outside the SFHA3 of 24
Most Recent ClaimSep 2022, rainfall accumulation, Hurricane Ian
Claims By Storm
  • Hurricane Frances, Sep 2004 · 20 claims

Wildfire

Wildfire RiskModerate
above 47% of the US · above 18% of Florida
Wildfire LikelihoodAbout 1 in 877 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 257 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber5,000 / 5,000
SpectrumCable1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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