7120 Summit Dr, Winter Haven, FL 33884 Property Records

Polk County property record for 7120 Summit Dr, Winter Haven, FL 33884

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,745 sqft · built 2004
Lot Size	0.201 acres (8,747 sqft)
Owner	Individual Name on File
Last Sale	$303,000 (Jul 2025)
Tax Bill	$4,268 (2025)
Deeds & Mortgages	Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-29-07-855609-000100`

Property Details

APN / Parcel Number

Primary APN	`27-29-07-855609-000100`
Alternative APNs	`072927855609000100` `72927000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,745 sqft Living Area
Gross Area	2,324 sqft
1st Floor Area	1,745 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	8,747 sqft (0.201 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	474 sqft
Porch	Florida Room
Porch Area	161 sqft

Location & Zoning

Street Address	7120 SUMMIT DR
City	WINTER HAVEN
State	FL
Zip	33884-2763
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMIT EAST PHASE 1 PB 124 PGS 29-30 LOT 10
Legal Range	27E
Legal Township	29S
Legal Section	07
Legal Subdivision	SUMMIT EAST PHASE 1
Legal Phase	1
Legal Tract	855609
Legal Block	1
Legal Lot Number	10
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	1
Census Block	1009
Census Tract	14123

Owner

Source: Polk County assessment roll, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	7120 SUMMIT DR, WINTER HAVEN, FL 33884-2763
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 24, 2025 · Amount on Record
Deed Sale	Jul 24, 2025 · Amount on Record
Prior Sale	Aug 18, 2017 · Amount on Record
Deed Document Number	2025172501
Deed Book / Page	13636 / 79
Record Updated	Sep 20, 2026

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Aug 18, 2017
Property Address	7120 SUMMIT DR, WINTER HAVEN, FL 33884-2763
Document Number	0102381969
Book / Page	010238 / 001969
Instrument Date	Aug 17, 2017
Instrument	160571
Transaction Type	Transfer
Record Updated	Sep 7, 2017
Title Company	INTEGRITY FIRST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,120.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7120 SUMMIT DR WINTER HAVEN FL 338842763, WINTER HAVEN, FL 33884-2763

Mortgage

Document Number	102381970
Date	Aug 18, 2017
Book Page	010238/001970
Instrument	160572

Lender

Name	GENEVA FIN'L
Type	Funding / Finance Company
Address	1018 E GUADALUPE RD, TEMPE, AZ 85283-3044

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 17, 2047

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,268.00 (-3.5%)	$228,313 (-16.57%) Land $42,000 Building $186,313	$228,313 (-16.57%) Land $42,000 Building $186,313
2023	$4,423.00 (+10.96%)	$273,666 (+15.67%) Land $40,000 Building $233,666	$273,666 (+15.67%) Land $40,000 Building $233,666
2022	$3,986.00	$236,590 Land $34,000 Building $202,590	$236,590 Land $34,000 Building $202,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	24 (1979–2022)
Claims Outside the SFHA	3 of 24
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Frances, Sep 2004 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000