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7107 Summit Dr, Winter Haven, FL 33884 Property Records

Polk County property record for 7107 Summit Dr, Winter Haven, FL 33884 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2005
Square Footage1,888 sqft Living Area
Lot Size7,815 sqft (0.179 acres)
OccupancyOwner Occupied
Last Sale$297,500 (2022)
Tax Bill$3,651.00 (2025)

Property Details

APN / Parcel Number

Primary APN27-29-07-855609-000720
Alternative APNs
  • 072927855609000720
  • 72927000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,888 sqft Living Area
Gross Area2,308 sqft Gross Area
1st Floor1,888 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialStucco Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionHip Roof Construction
Roof MaterialOther (not Classified) Roof
Lot Area7,815 sqft (0.179 acres)
Garage TypeAttached Garage
Garage Area420 sqft Garage
Porch Area164 sqft Porch

Location & Zoning

Street Address7107 SUMMIT DR
CityWINTER HAVEN
StateFL
Zip33884-2764
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSUMMIT EAST PHASE 1 PB 124 PGS 29-30 LOT 72
Legal Range27E
Legal Township29S
Legal Section07
Legal SubdivisionSUMMIT EAST PHASE 1
Legal Phase1
Legal Tract855609
Legal Block1
Legal Lot Number72
JurisdictionPOLK FL
Minor Civil DivisionHAINES CITY
Census Blockgroup1
Census Block1013
Census Tract14123

Owner

Source: Polk County records · APN 27-29-07-855609-000720

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address7107 SUMMIT DR, WINTER HAVEN, FL 33884-2764
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Apr 01, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Sep 16, 2022Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
CARRINGTON MORTGAGE SERVICES LLC
Oct 17, 2018Loan Modification, Mortgage · Conventional Mortgage
US BK
Oct 17, 2018Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
HUD-HOUSING/URBAN DEV
Jan 04, 2017Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
PRIME LNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 16, 2022 · Amount on Record
Deed SaleSep 16, 2022 · Amount on Record
Prior SaleJan 04, 2017 · Amount on Record
Deed Doc Number2022251974
Deed Book / Page12422 / 525
Last Transfer DateMar 30, 2026
Transfer Doc0000077340
Record RefreshedSep 20, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateApr 01, 2026
Property Address7107 SUMMIT DR, WINTER HAVEN, FL 33884-2764
Document Number0000077340
Book / Page13941 / 374
Instrument DateMar 30, 2026
Instrument202677340
Transaction TypeTransfer
Record UpdatedApr 14, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$70.70
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address7107 SUMMIT DR, WINTER HAVEN, FL 33884-2764

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateSep 16, 2022
Property Address7107 SUMMIT DR, WINTER HAVEN, FL 33884-2764
Document Number0000251974
Book / Page12422 / 525
Map ReferenceMB 124 PG 29&30
Instrument DateAug 23, 2022
Instrument2022251974
Transaction TypeTransfer
Record UpdatedJan 13, 2026
Title CompanyALL REAL ESTATE TITLE SERVICES INC, REAL ESTATE TITLE SVCS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,082.50
Amount AccuracyRounded Values by County
Additional
  • Lis Pendens
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address184 COUNTS RD, CAMDEN, NC 27921

Transferred To (Grantee/Buyer)

NameVerified Name
Address7107 SUMMIT DR, WINTER HAVEN, FL 33884-2764

Mortgage

Document Number0012422527
DateSep 16, 2022
Instrument12422/527
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2052

October 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionPOLK FL
Property Address7107 SUMMIT DR, WINTER HAVEN, FL 33884-2764
Document Number0106670056
Instrument DateOct 17, 2018
Transaction TypeMortgage
Record UpdatedNov 30, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address7107 SUMMIT DR WINTER HAVEN FL 338842764, WINTER HAVEN, FL 33884-2764

Mortgage

Document Number0106670056
DateNov 09, 2018
Book Page010667/000056
Instrument236015
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 08, 2048
Interest
Rate4.75%

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address7107 SUMMIT DR, WINTER HAVEN, FL 33884-2764
Document Number0106670063
Instrument DateOct 17, 2018
Transaction TypeMortgage
Record UpdatedDec 27, 2018
Title CompanyLOAN MODIFICATION SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
Address7107 SUMMIT DR WINTER HAVEN FL 338842764, WINTER HAVEN, FL 33884-2764

Mortgage

Document Number0106670063
DateNov 09, 2018
Book Page010667/000063
Instrument236016
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueNov 08, 2048

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJan 04, 2017
Property Address7107 SUMMIT DR, WINTER HAVEN, FL 33884-2764
Document Number0100290945
Book / Page010029 / 000945
Instrument DateDec 29, 2016
Instrument1036
Transaction TypeTransfer
Record UpdatedJan 19, 2017
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,119.30
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7107 SUMMIT DR WINTER HAVEN FL 338842764, WINTER HAVEN, FL 33884-2764

Mortgage

Document Number100290948,
DateJan 04, 2017
Book Page010029/000948
Instrument1037
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJan 03, 2047

Mortgage

Document Number100290964,
DateJan 04, 2017
Book Page010029/000964
Instrument1038
Lender
NameHOUSING FIN AGCY
AddressTALLAHASSEE, FL 32301-1329
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,651.00 (-9.54%)$238,743 (-17.52%) Land $42,000 Building $196,743$238,743 (-17.52%) Land $42,000 Building $196,743
2024$4,036.00 (-26.16%)
2023$5,466.00 (+193.24%)$289,444 (+105.65%) Land $40,000 Building $249,444$289,444 (+16.36%) Land $40,000 Building $249,444
2022$1,864.00$140,747$248,743 Land $34,000 Building $214,743

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 100 ft

Wildfire

Wildfire RiskModerate
above 50% of the US · above 20% of Florida
Wildfire LikelihoodAbout 1 in 1,087 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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