711 E River Dr, Lake Luzerne, NY 12846 Property Records

Warren County and Lake Luzerne Town property record for 711 E River Dr, Lake Luzerne, NY 12846

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,220 sqft · built 2015
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (Oct 2012)
Tax Bill	$9,410 (2026)
Deeds & Mortgages	Dec 2021 Refinance Oct 2019 Mortgage + 1 more
APN	`523200 305.20-1-31`

Property Details

APN / Parcel Number

Primary APN	`523200 305.20-1-31`
Alternative APN	`320030502000010310000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,220 sqft Living Area
1st Floor Area	1,620 sqft
Upper Floors Area	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	149 ft deep x 100 ft wide
View / Lot	Waterfront
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	240 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	711 E RIVER DR
City	LAKE LUZERNE
State	NY
Zip	12846
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-RU
Legal Description	CAMP 42.-1-5
Legal Block	1
Legal Lot Number	31.000
Jurisdiction	WARREN NY
Township / Civil Division	LAKE LUZERNE
Census Block Group	2
Census Block	2068
Census Tract	71000

Owner

711 E River Dr is owned by an individual who bought it in October 2012.

Source: Warren County and Lake Luzerne Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 9, LAKE LUZERNE, NY 12846-0009
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance HUDSON VALLEY FCU
Oct 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage HUDSON VLY CU
Sep 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage HUDSON VLY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2012 · Amount on File
Deed Sale	Oct 2, 2012 · Amount on File
Deed Book / Page	4585 / 60
Prior Transfer Date	Sep 25, 2012
Prior Transfer Doc	0045850060
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NY
Property Address	711 E RIVER DR, LAKE LUZERNE, NY 12846
Transaction Type	Mortgage
Record Updated	May 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0065150172
Date	Dec 10, 2021
Book Page	6515/172
Instrument	2021-10549

Lender

Name	HUDSON VALLEY FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	193 Months
Due	Jan 1, 2038

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NY
Property Address	711 E RIVER DR, LAKE LUZERNE, NY 12846
Document Number	0000006744
Instrument Date	Oct 10, 2019
Transaction Type	Mortgage
Record Updated	Nov 8, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	711 E RIVER DR LAKE LUZERNE NY 128462208, LAKE LUZERNE, NY 12846-2208

Mortgage

Document Number	0000006744
Date	Oct 24, 2019
Book Page	006013/000083
Instrument	6744

Lender

Name	HUDSON VLY CU
Type	Credit Union
Address	POUGHKEEPSIE, NY 12603

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 23, 2034

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NY
Property Address	711 E RIVER DR, LAKE LUZERNE, NY 12846
Document Number	0000005986
Instrument Date	Sep 11, 2018
Transaction Type	Mortgage
Record Updated	Oct 4, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	166 ACADEMY ST #J2 POUGHKEEPSIE NY 126014822, J2, POUGHKEEPSIE, NY 12601-4822

Mortgage

Document Number	0000005986
Date	Sep 14, 2018
Book Page	005817/000100
Instrument	5986

Lender

Name	HUDSON VLY FCU
Address	POUGHKEEPSIE, NY 12603

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 13, 2033

Tax Assessment & Valuation

The 2026 property tax bill for 711 E River Dr was $9,410, up 5.1% from the year before.

Source: Warren County and Lake Luzerne Town assessment roll, as of April 27, 2026

Property Jurisdictions

Type	Name
State	New York
County	Warren County
County Subdivision	Lake Luzerne Town
Unified School District	Hadley-Luzerne Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,410.00 (+5.12%)
2025	$8,952.00	$425,000 (-) Land $125,000 Building $300,000	$720,300 (+10.17%) Land $211,853 Building $508,447
2024		$425,000 (-) Land $125,000 Building $300,000	$653,800 (+13.84%) Land $192,294 Building $461,506
2023		$425,000 Land $125,000 Building $300,000	$574,300 Land $168,912 Building $405,388

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 711 E River Dr; there have been 9 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	9 (1979–2019)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Oct 2019 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 711 E River Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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