694 E River Dr, Lake Luzerne, NY 12846 Property Records

Warren County and Lake Luzerne Town property record for 694 E River Dr, Lake Luzerne, NY 12846

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,257 sqft · built 1955
Lot Size1.94 acres (84,506 sqft)
Owner2 Individual Names on File
Last Sale$155,000 (May 2023)
Tax Bill$2,258 (2026)
Deeds & MortgagesMay 2023 Sale & Mortgage
APN523200 305.20-1-34

Property Details

APN / Parcel Number

Primary APN523200 305.20-1-34
Alternative APN
  • 320030502000010340000000

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,257 sqft Living Area
1st Floor Area1,257 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area84,506 sqft (1.94 acres)
Lot Dimensions200 ft deep x 104 ft wide
Garage TypeDetached
Garage Area625 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area64 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
SewerSeptic
Water SourceWell

Location & Zoning

Street Address694 E RIVER DR
CityLAKE LUZERNE
StateNY
Zip12846-2200
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRT
Legal DescriptionRES. LIFE ESTATE 41.-1-20
Legal Block1
Legal Lot Number34.000
JurisdictionWARREN NY
Township / Civil DivisionLAKE LUZERNE
Census Block Group2
Census Block2074
Census Tract71000

Owner

694 E River Dr is owned and occupied by two individuals who bought it in May 2023.

Source: Warren County and Lake Luzerne Town records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address694 E RIVER DR, LAKE LUZERNE, NY 12846-2200
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 8, 2023 · Amount on File
Deed SaleMay 8, 2023 · Amount on File
Prior SaleApr 9, 2010 · Amount on File
Deed Document Number20232351
Deed Book / Page6784 / 268
Record UpdatedOct 29, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARREN NY
Recording DateMay 8, 2023
Property Address694 E RIVER DR, LAKE LUZERNE, NY 12846-2200
Document Number0067840268
Book / Page6784 / 268
Instrument DateApr 28, 2023
Instrument2023-2351
Transaction TypeTransfer
Record UpdatedMay 30, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address49 FRONT ST, LAKE GEORGE, NY 12845

Mortgage

Document Number0020232352
DateMay 8, 2023
Instrument2023-2352
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 694 E River Dr was $2,258, up 5.1% from the year before.

Source: Warren County and Lake Luzerne Town assessment roll, as of April 27, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWarren County
County SubdivisionLake Luzerne Town
Unified School DistrictHadley-Luzerne Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,258.00 (+5.07%)
2025$2,149.00$102,000 Land $38,000 Building $64,000$172,900 Land $64,414 Building $108,486
2023$102,000 Land $38,000 Building $64,000$137,800 Land $51,337 Building $86,463

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 694 E River Dr; there have been 9 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims9 (1979–2019)
Claims Outside the SFHA2 of 9
Most Recent ClaimOct 2019 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 694 E River Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Starlink
Satellite
280 / 30

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E River Dr

Nearby Streets

Search Property Records by Address or Parcel Number