Mille Lacs County property record for 710 River Dr SW, Milaca, MN 56353 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,092 sqft · built 1971 |
| Lot Size | 14.9 acres (651,658 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $249,900 (Dec 2021) |
| Tax Bill | $5,736 (2026) |
| Deeds & Mortgages | Oct 2025 Line of Credit Jul 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-035-1100 |
| Primary APN | 21-035-1100 |
|---|
| Building Area | 1,092 sqft Living Area |
|---|
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Lot Area | 651,658 sqft (14.9 acres) |
| Garage Area | 832 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Deck Area | 168 sqft |
| Street Address | 710 RIVER DR SW |
|---|---|
| City | MILACA |
| State | MN |
| Zip | 56353-1001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CITY OF MILACA S 421.2 FT OF S 1/2 OF NE, E OF RR R/W 35 38 27 14.96 |
| Legal Range | 27 |
| Legal Township | 38 |
| Legal Section | 35 |
| Jurisdiction | MILLE LACS MN |
| Township / Civil Division | MILACA |
| Census Block Group | 3 |
| Census Block | 3048 |
| Census Tract | 170500 |
Source: Mille Lacs County records · APN 21-035-1100
Assessment roll updated September 5, 2025 · Last verified July 2026
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| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 710 RIVER DR SW, MILACA, MN 56353-1001 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 17, 2025 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF MILACA |
| Jul 06, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK MILACA |
| Dec 29, 2021 | Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK MILACA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 29, 2021 · Amount on Record |
| Deed Sale | Dec 29, 2021 · Amount on Record |
| Deed Document Number | 2021429021 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 710 RIVER DR SW, MILACA, MN 56353-1001 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2025 |
| Name | Verified Name |
|---|---|
| Address | 710 RIVER DR SW, MILACA, MN 56353-1001 |
| Document Number | 000A448401 |
|---|---|
| Date | Oct 17, 2025 |
| Instrument | A448401 |
| Name | FIRST NATIONAL BANK OF MILACA |
|---|---|
| Type | Bank |
| Address | MILACA, MN 56353 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Oct 01, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 710 RIVER DR SW, MILACA, MN 56353-1001 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000A432010 |
|---|---|
| Date | Jul 06, 2022 |
| Instrument | A432010 |
| Name | FIRST NATIONAL BANK MILACA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jun 23, 2027 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Dec 29, 2021 |
| Property Address | 710 RIVER DR SW, MILACA, MN 56353-1001 |
| Document Number | 000A429021 |
| Instrument Date | Dec 20, 2021 |
| Instrument | A429021 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2022 |
| Title Company | HOME SECURITY ABSTRACT & TIT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $824.67 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 710 RIVER DR SW, MILACA, MN 56353-1001 |
| Document Number | 000A429022 |
|---|---|
| Date | Dec 29, 2021 |
| Instrument | A429022 |
| Name | FIRST NATIONAL BANK MILACA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Jan 01, 2052 |
| Rate Type | Fixed Rate |
|---|
Source: Mille Lacs County records · Assessment roll updated September 5, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Mille Lacs County |
| Municipality | Milaca City |
| Unified School District | Milaca Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,736.00 (+41.42%) | ||
| 2025 | $417,700 (+28.84%) Land $94,900 Building $322,800 | $417,700 (+28.84%) Land $94,900 Building $322,800 | |
| 2023 | $4,056.00 | $324,200 Land $48,100 Building $276,100 | $324,200 Land $48,100 Building $276,100 |
Source: FEMA National Flood Hazard Layer, Mille Lacs County (27095C), updated March 4, 2013 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270951705003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 6 individual NFIP policies nearby |
| Nearby Flood Policies | 6 in force 6 of 6 on primary residences |
| Nearby Flood Claims | 6 (1995–2016) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Jul 2016, rainfall accumulation |
| Flood Events |
|
| Wildfire Risk | Low above 37% of the US · above 67% of Minnesota |
|---|---|
| Wildfire Likelihood | About 1 in 1,695 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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