565 River Dr SW, Milaca, MN 56353 Property Records

Mille Lacs County property record for 565 River Dr SW, Milaca, MN 56353 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 1962
Square Footage	2,221 sqft Total Area
Lot Size	21,780 sqft (0.5 acres)
Garage	851 sqft
Last Sale	$255,000 (2019)
Tax Bill	$5,134.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`21-640-0210`

Interior

Building Area	2,221 sqft Total Area
Basement Area	1,092 sqft Basement

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Lot Area	21,780 sqft (0.5 acres)
Parking Spaces	3 Parking Spaces
Garage Area	851 sqft Garage
Deck Area	171 sqft Deck

Location & Zoning

Street Address	565 RIVER DR SW
City	MILACA
State	MN
Zip	56353-1012
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PART OF OUTLOT 12, BEG 464.80 FT SE'LY OF NW COR, CONT S'LY 100 FT, NE'LY 196 FT N 106.81 FT, SW'LY 241 FT TO PT OF BEG
Legal Range	27
Legal Township	38
Legal Section	35
Legal Subdivision	OUTLOTS TO MILACA
Jurisdiction	MILLE LACS MN
Minor Civil Division	MILACA
Census Blockgroup	3
Census Block	3033
Census Tract	170500

Owner

Source: Mille Lacs County records · APN 21-640-0210

Assessment roll updated September 5, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	555 RIVER DR SW, MILACA, MN 56353-1012
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 01, 2019 · Amount on Record
Deed Sale	Nov 01, 2019 · Amount on Record
Prior Sale	Dec 15, 2011 · Amount on Record
Deed Doc Number	2019414042
Record Refreshed	Sep 20, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Nov 01, 2019
Property Address	565 RIVER DR SW, MILACA, MN 56353-1012
Document Number	000A414042
Instrument Date	Jul 26, 2019
Instrument	A414042
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$841.50
Amount Accuracy	Calculated from Tax
Additional	Arms Length Transaction Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	565 RIVER DR SW, MILACA, MN 56353-1012
Investor	Possibly a Property Investor

Mortgage

Document Number	000A414043
Date	Nov 01, 2019
Instrument	A414043

Lender

Name	WATERSTONE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mille Lacs County records · Assessment roll updated September 5, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
Municipality	Milaca City
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,134.00 (+16.68%)
2025		$373,800 (+17.84%) Land $28,800 Building $345,000	$373,800 (+17.84%) Land $28,800 Building $345,000
2023	$4,400.00	$317,200 Land $26,400 Building $290,800	$317,200 Land $26,400 Building $290,800

Flood & Wildfire

565 River Dr SW is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Mille Lacs County (27095C), updated March 4, 2013

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 39th in Minnesota
Wildfire Likelihood	Low — about 1 in 4,348 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.