Mille Lacs County property record for 655 River Dr SW, Milaca, MN 56353
| Property Type | Single Family Home |
|---|---|
| Details | 1,132 sqft |
| Lot Size | 1.3 acres (56,628 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $2,346 (2026) |
| Deeds & Mortgages | Dec 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-035-1300 |
| Primary APN | 21-035-1300 |
|---|
| Building Area | 1,132 sqft Total Area |
|---|
| Lot Area | 56,628 sqft (1.3 acres) |
|---|---|
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Street Address | 655 RIVER DR SW |
|---|---|
| City | MILACA |
| State | MN |
| Zip | 56353-1011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CITY OF MILACA BEG AT A PT 614 FT S OF SW COR OF OUTLOT 12, 404 FT S'LY ALONG HY TO PT WHERE HY |
| Legal Range | 27 |
| Legal Township | 38 |
| Legal Section | 00 |
| Jurisdiction | MILLE LACS MN |
| Township / Civil Division | MILACA |
| Census Block Group | 3 |
| Census Block | 3033 |
| Census Tract | 170500 |
Source: Mille Lacs County records, as of September 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 705 RIVER DR SW, MILACA, MN 56353-1010 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Feb 7, 2025 |
| Transfer Doc | 000A444721 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 655 RIVER DR SW, MILACA, MN 56353-1011 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 7971 RONNEBY RD NE, FOLEY, MN 56329-9219 |
| Document Number | 000A449395 |
|---|---|
| Date | Dec 29, 2025 |
| Instrument | A449395 |
| Name | THE FIRST NATIONAL BANK OF MILACA |
|---|---|
| Type | Bank |
| Address | MILACA, MN 56353 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Dec 25, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Mille Lacs County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Mille Lacs County |
| Municipality | Milaca City |
| Unified School District | Milaca Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,346.00 (+14.11%) | $202,300 (+3.16%) Land $47,000 Building $155,300 | $202,300 (+3.16%) Land $47,000 Building $155,300 |
| 2025 | $2,056.00 (+13.59%) Homeowner's exemption | $196,100 (+20.01%) Land $41,600 Building $154,500 | $196,100 (+20.01%) Land $41,600 Building $154,500 |
| 2023 | $1,810.00 | $163,400 Land $32,800 Building $130,600 | $163,400 Land $32,800 Building $130,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 6 (1995–2016) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Jul 2016 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 65% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
May also be available: Benton Cooperative Telephone Company, ECE Fiber.
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