615 River Dr SW, Milaca, MN 56353 Property Records

Mille Lacs County property record for 615 River Dr SW, Milaca, MN 56353

Property Summary

Property Type	Single Family Home
Details	1,358 sqft · built 1940
Lot Size	0.64 acres (27,878 sqft)
Owner	2 Individual Names on File
Last Sale	$194,000 (Apr 2022)
Tax Bill	$3,108 (2026)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-640-0240`

Property Details

APN / Parcel Number

Primary APN	`21-640-0240`

Interior

Building Area	1,358 sqft Total Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	27,878 sqft (0.64 acres)
Garage Area	748 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	615 RIVER DR SW
City	MILACA
State	MN
Zip	56353-1011
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT SE COR OF OUTLOT 12, W'LY 200 FT TO PT OF BEG, W'LY 245.5 FT, N'LY 130 FT, E'LY 281.02 FT, S'LY TO PT OF BEG, OF
Legal Range	27
Legal Township	38
Legal Section	35
Legal Subdivision	OUTLOTS TO MILACA
Jurisdiction	MILLE LACS MN
Township / Civil Division	MILACA
Census Block Group	3
Census Block	3033
Census Tract	170500

Owner

615 River Dr SW is owned and occupied by two individuals who bought it in April 2022.

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	615 RIVER DR SW, MILACA, MN 56353-1011
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2022 · Amount on File
Deed Sale	Apr 7, 2022 · Amount on File
Prior Sale	Nov 29, 2010 · Amount on File
Deed Document Number	2022430675
Prior Transfer Date	Mar 29, 2022
Prior Transfer Doc	000A430675
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Apr 7, 2022
Property Address	615 RIVER DR SW, MILACA, MN 56353-1011
Document Number	000A430675
Instrument Date	Mar 29, 2022
Instrument	A430675
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	HOME SECURITY ABSTRACT & TIT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$640.20
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	615 RIVER DR SW, MILACA, MN 56353-1011

Mortgage

Document Number	000A430676
Date	Apr 7, 2022
Instrument	A430676

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 615 River Dr SW was $3,108, up 9.4% from the year before.

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
Municipality	Milaca City
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,108.00 (+9.36%)	$249,900 (+0.93%) Land $33,800 Building $216,100	$249,900 (+0.93%) Land $33,800 Building $216,100
2025	$2,842.00 Homeowner's exemption	$247,600 Land $31,000 Building $216,600	$247,600 Land $31,000 Building $216,600
2023	$2,790.00	$212,700 Land $27,500 Building $185,200	$212,700 Land $27,500 Building $185,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 615 River Dr SW in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1995–2016)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jul 2016 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, And Tornadoes, Apr 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 615 River Dr SW is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Benton Cooperative Telephone Company, ECE Fiber.

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