71 Eagle Rock Way, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 71 Eagle Rock Way, Montclair, NJ 07042

Property Summary

Property Type	Single Family Home
Details	6,159 sqft · built 1928
Lot Size	0.877 acres (38,189 sqft)
Owner	2 Individual Names on File
Last Sale	$1,400,000 (Jun 2019)
Tax Bill	$61,695 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Jun 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`13-02001-0000-00023`

Property Details

APN / Parcel Number

Primary APN	`13-02001-0000-00023`
Alternative APN	`130200100023`

Interior

Stories	2 Stories
Building Area	6,159 sqft Living Area

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Exterior Material	Brick
Construction Type	Brick
Lot Area	38,189 sqft (0.877 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	130200100023
Street Address	71 EAGLE ROCK WAY
City	MONTCLAIR
State	NJ
Zip	07042-1606
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RO
Legal Description	38190SF
Legal Block	2001
Legal Lot Number	23
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	2
Census Block	2008
Census Tract	16900

Owner

71 Eagle Rock Way is owned and occupied by two individuals who bought it in June 2019.

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	71 EAGLE ROCK WAY, MONTCLAIR, NJ 07042-1606
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2022	Deed of Trust, Mortgage · Line of Credit GARDEN STATE FCU
Jun 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Jun 6, 2024	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jan 7, 2020	Trustee's Deed, Construction Loan · Construction Mortgage USALLIANCE FCU
Jun 10, 2019	Grant Deed, Transfer USALLIANCE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2019 · Amount on File
Deed Sale	Jun 10, 2019 · Amount on File
Deed Document Number	201952824
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	71 EAGLE ROCK WAY, MONTCLAIR, NJ 07042-1606
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000081199
Date	Sep 1, 2022
Instrument	2022081199

Lender

Name	GARDEN STATE FCU
Type	Credit Union
Address	MOORESTOWN, NJ 08057

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 31, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	71 EAGLE ROCK WAY, MONTCLAIR, NJ 07042-1606
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000074740
Date	Jun 16, 2021
Instrument	2021074740

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Jul 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.87%
Index	Other
Margin	3
Max Rate	7.87%

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	71 EAGLE ROCK WAY, MONTCLAIR, NJ 07042-1606
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	71 EAGLE ROCK WAY, MONTCLAIR, NJ 07042-1606

Mortgage

Document Number	0000032476
Date	Jun 6, 2024
Instrument	2024032476

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Jun 2, 2064

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ESSEX NJ
Recording Date	Jan 7, 2020
Property Address	71 EAGLE ROCK WAY, MONTCLAIR, NJ 07042-1606
Instrument Date	Dec 16, 2019
Instrument	2183
Transaction Type	Construction Loan
Record Updated	Jan 27, 2020
Title Company	STEWART TITLE, STEWART TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	71 EAGLE ROCK WAY MONTCLAIR NJ 070421606, MONTCLAIR, NJ 07042-1606

Mortgage

Document Number	0000002183
Date	Jan 7, 2020
Instrument	2183

Lender

Name	USALLIANCE FCU
Type	Credit Union
Address	300 APOLLO DR, CHELMSFORD, MA 01824-3629

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 6, 2050

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Jun 10, 2019
Property Address	71 EAGLE ROCK WAY, MONTCLAIR, NJ 07042-1606
Document Number	0000052824
Instrument Date	May 30, 2019
Instrument	52824
Transaction Type	Transfer
Record Updated	Jul 9, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	71 EAGLE ROCK WAY MONTCLAIR NJ 070421606, MONTCLAIR, NJ 07042-1606

Mortgage

Document Number	52827
Date	Jun 10, 2019
Instrument	52827

Lender

Name	USALLIANCE FCU
Type	Credit Union
Address	300 APOLLO DR, CHELMSFORD, MA 01824-3629

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 9, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.62%

Tax Assessment & Valuation

The 2025 property tax bill for 71 Eagle Rock Way was $61,695, up 3.3% from the year before.

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,754,700 (-) Land $386,400 Building $1,368,300	$1,754,700 (-) Land $386,400 Building $1,368,300
2025	$61,695.00 (+3.32%)	$1,754,700 Land $386,400 Building $1,368,300	$1,754,700 Land $386,400 Building $1,368,300
2024	$59,712.00
2023		$1,754,700 Land $386,400 Building $1,368,300	$1,754,700 Land $386,400 Building $1,368,300
2022	$57,694.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 71 Eagle Rock Way in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1979–2023)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Apr 2023 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 71 Eagle Rock Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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