Essex County and Montclair Township property record for 44 Eagle Rock Way, Montclair, NJ 07042
| Property Type | Single Family Home |
|---|---|
| Details | 6,247 sqft · built 1887 |
| Lot Size | 1.28 acres (55,940 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,150,000 (Dec 2020) |
| Tax Bill | $66,670 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Apr 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01103-0000-00007 |
| Primary APN | 13-01103-0000-00007 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 6,247 sqft Living Area |
| Year Built | Built 1887 |
|---|---|
| Effective Year Built | Effective 1887 |
| Exterior Material | Stucco |
| Lot Area | 55,940 sqft |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 130110300007 |
|---|---|
| Street Address | 44 EAGLE ROCK WAY |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07042-1607 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RO |
| Legal Description | 55940SF |
| Legal Block | 1103 |
| Legal Lot Number | 7 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 16900 |
44 Eagle Rock Way is owned and occupied by two individuals who bought it in December 2020.
Source: Essex County and Montclair Township records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 44 EAGLE ROCK WAY, MONTCLAIR, NJ 07042-1607 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA |
| Apr 24, 2019 | Deed of Trust, Mortgage JP MORGAN CHASE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 21, 2020 · Amount on File |
| Deed Sale | Dec 21, 2020 · Amount on File |
| Prior Sale | Jun 27, 2011 · Amount on File |
| Deed Document Number | 2020127888 |
| Prior Transfer Date | Mar 19, 2012 |
| Prior Transfer Doc | 0000025299 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 44 EAGLE ROCK WAY, MONTCLAIR, NJ 07042-1607 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000127891 |
|---|---|
| Date | Dec 21, 2020 |
| Instrument | 2020127891 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Address | O FALLON, MO 63368 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 44 EAGLE ROCK WAY, MONTCLAIR, NJ 07042-1607 |
| Document Number | 0000041120 |
| Instrument Date | Apr 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 44 EAGLE ROCK WAY MONTCLAIR NJ 070421607, MONTCLAIR, NJ 07042-1607 |
| Document Number | 0000041120 |
|---|---|
| Date | May 3, 2019 |
| Instrument | 41120 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240-2050 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 2, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
The 2025 property tax bill for 44 Eagle Rock Way was $66,670, up 3.3% from the year before.
Source: Essex County and Montclair Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,975,700 (+4.19%) Land $421,900 Building $1,553,800 | $1,975,700 (+4.19%) Land $421,900 Building $1,553,800 | |
| 2025 | $66,670.00 (+3.32%) | $1,896,200 Land $421,900 Building $1,474,300 | $1,896,200 Land $421,900 Building $1,474,300 |
| 2024 | $64,527.00 | ||
| 2023 | $1,896,200 Land $421,900 Building $1,474,300 | $1,896,200 Land $421,900 Building $1,474,300 | |
| 2022 | $62,347.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 44 Eagle Rock Way in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (1994–2021) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 44 Eagle Rock Way is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile.
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