44 Eagle Rock Way, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 44 Eagle Rock Way, Montclair, NJ 07042

Property Summary

Property TypeSingle Family Home
Details6,247 sqft · built 1887
Lot Size1.28 acres (55,940 sqft)
Owner2 Individual Names on File
Last Sale$2,150,000 (Dec 2020)
Tax Bill$66,670 (2025)
Deeds & MortgagesDec 2020 Mortgage
Apr 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN13-01103-0000-00007

Property Details

APN / Parcel Number

Primary APN13-01103-0000-00007
Alternative APN
  • 130110300007

Interior

Stories2 Stories
Building Area6,247 sqft Living Area

Exterior

Year BuiltBuilt 1887
Effective Year BuiltEffective 1887
Exterior MaterialStucco
Lot Area55,940 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number130110300007
Street Address44 EAGLE ROCK WAY
CityMONTCLAIR
StateNJ
Zip07042-1607
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRO
Legal Description55940SF
Legal Block1103
Legal Lot Number7
JurisdictionESSEX NJ
Township / Civil DivisionMONTCLAIR
Census Block Group1
Census Block1015
Census Tract16900

Owner

44 Eagle Rock Way is owned and occupied by two individuals who bought it in December 2020.

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner of Record2 Individual Names on File
Mailing Address44 EAGLE ROCK WAY, MONTCLAIR, NJ 07042-1607
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
CITIBANK NA
Apr 24, 2019Deed of Trust, Mortgage
JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 21, 2020 · Amount on File
Deed SaleDec 21, 2020 · Amount on File
Prior SaleJun 27, 2011 · Amount on File
Deed Document Number2020127888
Prior Transfer DateMar 19, 2012
Prior Transfer Doc0000025299
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address44 EAGLE ROCK WAY, MONTCLAIR, NJ 07042-1607
Transaction TypeMortgage
Record UpdatedJun 13, 2023
Title CompanyREPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000127891
DateDec 21, 2020
Instrument2020127891
Lender
NameCITIBANK NA
TypeBank
AddressO FALLON, MO 63368
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2051

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address44 EAGLE ROCK WAY, MONTCLAIR, NJ 07042-1607
Document Number0000041120
Instrument DateApr 24, 2019
Transaction TypeMortgage
Record UpdatedJun 12, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address44 EAGLE ROCK WAY MONTCLAIR NJ 070421607, MONTCLAIR, NJ 07042-1607

Mortgage

Document Number0000041120
DateMay 3, 2019
Instrument41120
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressCOLUMBUS, OH 43240-2050
Agreement
AmountAmount on Record
Term360 Months
DueMay 2, 2049
Interest
Rate TypeAdjustable Rate
Rate3.12%

Tax Assessment & Valuation

The 2025 property tax bill for 44 Eagle Rock Way was $66,670, up 3.3% from the year before.

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionMontclair Township
Unified School DistrictMontclair Town School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,975,700 (+4.19%) Land $421,900 Building $1,553,800$1,975,700 (+4.19%) Land $421,900 Building $1,553,800
2025$66,670.00 (+3.32%)$1,896,200 Land $421,900 Building $1,474,300$1,896,200 Land $421,900 Building $1,474,300
2024$64,527.00
2023$1,896,200 Land $421,900 Building $1,474,300$1,896,200 Land $421,900 Building $1,474,300
2022$62,347.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 44 Eagle Rock Way in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims4 (1994–2021)
Claims Outside the SFHA3 of 4
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 44 Eagle Rock Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 89% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTCLAIR WATER BUREAU
serves 40,150 people · EPA ID NJ0713001
Water SourcePurchased surface water from several systems
Last State InspectionSep 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jan 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250

May also be available: T-Mobile.

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