Worcester County and Spencer Town property record for 71 E Charlton Rd, Spencer, MA 01562
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,091 sqft · built 2004 |
| Lot Size | 2.95 acres (128,825 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $645,000 (Sep 2024) |
| Tax Bill | $6,836 (2026) |
| Deeds & Mortgages | Feb 2024 Sale Mar 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SPEN M:00R14 B:00029 L:00003 |
| Primary APN | SPEN M:00R14 B:00029 L:00003 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 14 Rooms |
| Stories | 2 Stories |
| Building Area | 3,091 sqft Living Area |
| Gross Area | 5,904 sqft |
| Basement Area | 1,008 sqft |
| Unfinished Basement | 1,008 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 128,825 sqft (2.95 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Street Address | 71 E CHARLTON RD |
|---|---|
| City | SPENCER |
| State | MA |
| Zip | 01562-2811 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Block | 29 |
| Legal Lot Number | 3 |
| Jurisdiction | SPENCER MA |
| Township / Civil Division | SPENCER |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 726100 |
Source: Worcester County and Spencer Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 71 E CHARLTON RD, SPENCER, MA 01562-2811 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Feb 2, 2024 | Quit Claim Deed, Transfer |
| Mar 21, 2017 | Deed of Trust, Mortgage NORTH BROOKFIELD SAVINGSS BANK |
| Oct 9, 2020 | Deed of Trust, Mortgage · Balloon Mortgage NORTH BROOKFIELD SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 13, 2024 · Amount on Record |
| Deed Sale | Sep 13, 2024 · Amount on Record |
| Prior Sale | Feb 2, 2024 · Amount on Record |
| Deed Book / Page | 71022 / 290 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPENCER MA |
| Recording Date | Feb 2, 2024 |
| Property Address | 71 E CHARLTON RD, SPENCER, MA 01562-2811 |
| Document Number | 070160-264 |
| Book / Page | 70160 / 264 |
| Instrument Date | Feb 1, 2024 |
| Instrument | 8353 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 71 E CHARLTON RD, SPENCER, MA 01562-2811 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPENCER MA |
| Property Address | 71 E CHARLTON RD, SPENCER, MA 01562-2811 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 56869-51 |
|---|---|
| Date | Mar 21, 2017 |
| Book Page | 56869/51 |
| Instrument | 28058 |
| Name | NORTH BROOKFIELD SAVINGSS BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Mar 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPENCER MA |
| Property Address | 71 E CHARLTON RD, SPENCER, MA 01562-2811 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 63455-131 |
|---|---|
| Date | Oct 9, 2020 |
| Book Page | 63455/131 |
| Instrument | 119516 |
| Name | NORTH BROOKFIELD SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 1, 2040 |
Source: Worcester County and Spencer Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Spencer Town |
| Unified School District | Spencer-East Brookfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,836.00 (+8,236.59%) | $622,600 (-11.71%) Land $70,100 Building $552,500 | $645,982 (+8.02%) |
| 2025 | $82.00 (-98.82%) | $705,200 (+16.01%) Land $61,700 Building $643,500 | $598,025 |
| 2024 | $6,954.00 (+6.41%) | $607,900 (+12.18%) Land $61,700 Building $546,200 | |
| 2023 | $6,535.00 | $541,900 Land $61,700 Building $480,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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