Worcester County and Spencer Town property record for 75 E Charlton Rd, Spencer, MA 01562
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,332 sqft · built 2000 |
| Lot Size | 1.93 acres (84,176 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $5,000 (May 2021) |
| Tax Bill | $5,952 (2026) |
| Deeds & Mortgages | May 2021 Sale Mar 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | SPEN M:00R14 B:00029 L:00002 |
| Primary APN | SPEN M:00R14 B:00029 L:00002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,332 sqft Living Area |
| Gross Area | 4,490 sqft |
| Basement Area | 878 sqft |
| Unfinished Basement | 878 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 84,176 sqft (1.93 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 75 E CHARLTON RD |
|---|---|
| City | SPENCER |
| State | MA |
| Zip | 01562-2811 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Subdivision | SPENCER |
| Legal Block | 29 |
| Legal Lot Number | 2 |
| Jurisdiction | SPENCER MA |
| Township / Civil Division | SPENCER |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 726100 |
Source: Worcester County and Spencer Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 75 E CHARLTON RD, SPENCER, MA 01562-2811 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 4, 2021 | Quit Claim Deed, Transfer |
| Mar 20, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 4, 2021 · Amount on Record |
| Deed Sale | May 4, 2021 · Amount on Record |
| Prior Sale | Nov 7, 2003 · Amount on Record |
| Prior Transfer Date | Apr 29, 2021 |
| Prior Transfer Doc | 65086-361 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPENCER MA |
| Recording Date | May 4, 2021 |
| Property Address | 75 E CHARLTON RD, SPENCER, MA 01562-2811 |
| Document Number | 65086-361 |
| Book / Page | 65086 / 361 |
| Instrument Date | Apr 29, 2021 |
| Instrument | 61466 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 75 E CHARLTON RD, SPENCER, MA 01562-2811 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPENCER MA |
| Property Address | 75 E CHARLTON RD, SPENCER, MA 01562-2811 |
| Document Number | 56901-367 |
| Book / Page | 056901 / 000367 |
| Instrument Date | Mar 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | 56901-367 |
|---|---|
| Date | Mar 28, 2017 |
| Book Page | 056901/000367 |
| Instrument | 30840 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 27, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.63% |
Source: Worcester County and Spencer Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Spencer Town |
| Unified School District | Spencer-East Brookfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,952.00 (+9,988.14%) | $542,100 (+6.21%) Land $66,700 Building $475,400 | $578,616 (+4.51%) |
| 2025 | $59.00 (-98.99%) | $510,400 (+0.39%) Land $58,300 Building $452,100 | $553,660 |
| 2024 | $5,816.00 (+6.75%) | $508,400 (+12.55%) Land $57,900 Building $450,500 | |
| 2023 | $5,448.00 | $451,700 Land $57,900 Building $393,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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