63 E Charlton Rd, Spencer, MA 01562 Property Records

Worcester County and Spencer Town property record for 63 E Charlton Rd, Spencer, MA 01562

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,288 sqft · built 1965
Lot Size	1.27 acres (55,454 sqft)
Owner	Individual Name on Record
Last Sale	$217,000 (Jan 2020)
Tax Bill	$3,347 (2026)
Deeds & Mortgages	Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SPEN M:00R14 B:00026 L:00000`

Property Details

APN / Parcel Number

Primary APN	`SPEN M:00R14 B:00026 L:00000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,288 sqft Living Area
Gross Area	2,460 sqft
Basement Area	736 sqft
Unfinished Basement	736 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	55,454 sqft (1.27 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	63 E CHARLTON RD
City	SPENCER
State	MA
Zip	01562-2811
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Block	26
Jurisdiction	SPENCER MA
Township / Civil Division	SPENCER
Census Block Group	3
Census Block	3007
Census Tract	726100

Owner

Source: Worcester County and Spencer Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	63 E CHARLTON RD, SPENCER, MA 01562-2811
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2020 · Amount on Record
Deed Sale	Jan 28, 2020 · Amount on Record
Deed Document Number	20208960
Deed Book / Page	61805 / 338
Prior Transfer Date	Jan 10, 2020
Prior Transfer Doc	61805-338
Record Updated	Oct 29, 2026

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPENCER MA
Recording Date	Jan 28, 2020
Property Address	63 E CHARLTON RD, SPENCER, MA 01562-2811
Document Number	61805-338
Book / Page	61805 / 338
Instrument Date	Jan 10, 2020
Instrument	8960
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	63 E CHARLTON RD, SPENCER, MA 01562-2811

Mortgage

Document Number	8961
Date	Jan 28, 2020
Instrument	8961

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Spencer Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Spencer Town
Unified School District	Spencer-East Brookfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,347.00 (+10,042.42%)	$304,800 (+7.74%) Land $64,100 Building $240,700	$356,624 (+9.76%)
2025	$33.00 (-98.92%)	$282,900 (+6.27%) Land $55,800 Building $227,100	$324,900
2024	$3,045.00 (+4.71%)	$266,200 (+10.41%) Land $55,800 Building $210,400
2023	$2,908.00	$241,100 Land $55,800 Building $185,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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