St. Johns County property record for 71 Cato Ct, Saint Augustine, FL 32092 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2016 |
| Square Footage | 2,647 sqft Living Area |
| Lot Size | 19,602 sqft (0.45 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $586,000 (2022) |
| Tax Bill | $5,772.00 (2025) |
| Primary APN | 027442-2920 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Building Area | 2,647 sqft Living Area |
| Gross Area | 3,287 sqft Gross Area |
| 1st Floor | 2,647 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Concrete Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 19,602 sqft (0.45 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 640 sqft Garage |
| Patio Area | 180 sqft Patio |
| Porch Area | 243 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 71 CATO CT |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-1164 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 78/10-21 WINDWARD RANCH PHASE TWO LOT 292 OR5533/159 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 36 |
| Legal Subdivision | WINDWARD RANCH PHASE TWO |
| Legal Phase | 2 |
| Legal Block | 1 |
| Legal Lot Number | 292 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | ST. AUGUSTINE |
| Census Blockgroup | 2 |
| Census Block | 2017 |
| Census Tract | 20906 |
Source: St. Johns County records · APN 027442-2920
Assessment roll updated April 13, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 71 CATO CT, SAINT AUGUSTINE, FL 32092-1164 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 06, 2026 | Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION |
| Apr 07, 2022 | Warranty Deed, Transfer · Veterans Administration Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 07, 2022 · Amount on Record |
| Deed Sale | Apr 07, 2022 · Amount on Record |
| Prior Sale | Oct 17, 2016 · Amount on Record |
| Deed Doc Number | 202236384 |
| Deed Book / Page | 5533 / 159 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 06, 2026 |
| Property Address | 71 CATO CT, SAINT AUGUSTINE, FL 32092-1164 |
| Document Number | 0000067549 |
| Book / Page | 6416 / 747 |
| Instrument Date | Jul 30, 2026 |
| Instrument | 202667549 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER |
| Name | Verified Name |
|---|---|
| Address | 71 CATO CT, SAINT AUGUSTINE, FL 32092-1164 |
| Document Number | 0000067549, |
|---|---|
| Date | Aug 06, 2026 |
| Book Page | 6416/747 |
| Instrument | 202667549 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Sep 01, 2066 |
| Rate | 6.43% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Apr 07, 2022 |
| Property Address | 71 CATO CT, SAINT AUGUSTINE, FL 32092-1164 |
| Document Number | 0055330159 |
| Book / Page | 5533 / 159 |
| Map Reference | MB 78 PG 10-21 |
| Instrument Date | Mar 25, 2022 |
| Instrument | 2022036384 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | GOLDEN DOG TITLE AND TRUST |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,102.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 109 WOOD POND CIR, WILLIAMSBURG, VA 23185-3118 |
| Name | Verified Name |
|---|---|
| Address | 71 CATO CT, ST AUGUSTINE, FL 32092-1164 |
| Document Number | 0005533161 |
|---|---|
| Date | Apr 07, 2022 |
| Instrument | 5533/161 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2052 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $459,644 (+2.7%) | $463,765 (-0.1%) Land $100,000 Building $363,765 | |
| 2025 | $5,772.00 (+12.06%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $447,560 (+2.9%) | $464,242 (-2.03%) Land $110,000 Building $354,242 |
| 2024 | $5,151.00 (+1.98%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $434,947 (+3%) | $473,871 (+12.22%) Land $100,000 Building $373,871 |
| 2023 | $5,051.00 (+38.73%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $422,279 (+38.29%) | $422,279 (+4.05%) Land $90,720 Building $331,559 |
| 2022 | $3,641.00 Homeowner's exemption | $305,354 | $405,835 Land $84,000 Building $321,835 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 53% of the US · above 24% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 943 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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