St. Johns County property record for 29 Cato Ct, Saint Augustine, FL 32092 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 2017 |
| Square Footage | 3,070 sqft Living Area |
| Lot Size | 7,840 sqft (0.18 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $357,000 (2017) |
| Tax Bill | $7,021.00 (2025) |
| Primary APN | 027442-2970 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Building Area | 3,070 sqft Living Area |
| Gross Area | 3,716 sqft Gross Area |
| 1st Floor | 2,510 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Concrete Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,840 sqft (0.18 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 486 sqft Garage |
| Porch Area | 192 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 29 CATO CT |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-1164 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 78/10-21 WINDWARD RANCH PHASE TWO LOT 297 OR4398/171 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 36 |
| Legal Subdivision | WINDWARD RANCH PHASE TWO |
| Legal Phase | 2 |
| Legal Block | 1 |
| Legal Lot Number | 297 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | ST. AUGUSTINE |
| Census Blockgroup | 2 |
| Census Block | 2017 |
| Census Tract | 20906 |
Source: St. Johns County records · APN 027442-2970
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 29 CATO CT, SAINT AUGUSTINE, FL 32092-1164 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Date | Document |
|---|---|
| Sep 30, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Jun 30, 2017 | Special Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage EAGLE HOME MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 30, 2017 · Amount on Record |
| Deed Sale | Jun 30, 2017 · Amount on Record |
| Deed Doc Number | 201745502 |
| Deed Book / Page | 4398 / 171 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 29 CATO CT, SAINT AUGUSTINE, FL 32092-1164 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0050561280 |
|---|---|
| Date | Sep 30, 2020 |
| Book Page | 5056/1280 |
| Instrument | 2020084752 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 30, 2017 |
| Property Address | 29 CATO CT, SAINT AUGUSTINE, FL 32092-1164 |
| Document Number | 0043980171 |
| Book / Page | 4398 / 0171 |
| Map Reference | MB78 PG10 |
| Instrument Date | Jun 23, 2017 |
| Instrument | 2017045502 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | NORTH AMERICAN TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9440 PHILIPS HWY STE 7, 9440, JACKSONVILLE, FL 32256-1339 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 29 CATO CT, SAINT AUGUSTINE, FL 32092-1164 |
| Document Number | 2017045503 |
|---|---|
| Date | Jun 30, 2017 |
| Instrument | 2017045503 |
| Name | EAGLE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Oct 01, 2022 |
| Change Frequency | 2 Years |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 4.5% |
| Index | Other |
| Margin | 2 |
| Max Rate | 8.5% |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $495,313 (-0.24%) Land $100,000 Building $395,313 | $495,313 (-0.24%) Land $100,000 Building $395,313 | |
| 2025 | $7,021.00 (+9.45%) | $496,499 (-4.04%) | $496,499 (-4.04%) Land $100,000 Building $396,499 |
| 2024 | $6,415.00 (+9.12%) | $517,420 (+12.04%) | $517,420 (+12.04%) Land $100,000 Building $417,420 |
| 2023 | $5,879.00 (+6.1%) | $461,810 (+3.34%) | $461,810 (+3.34%) Land $90,720 Building $371,090 |
| 2022 | $5,541.00 | $446,902 | $446,902 Land $84,000 Building $362,902 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 53% of the US · above 24% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 943 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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