St. Johns County property record for 47 Cato Ct, Saint Augustine, FL 32092 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2017 |
| Square Footage | 2,654 sqft Living Area |
| Lot Size | 8,276 sqft (0.19 acres) |
| Garage | Attached, 650 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $3,114.00 (2025) |
| Primary APN | 027442-2950 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Building Area | 2,654 sqft Living Area |
| Gross Area | 3,520 sqft Gross Area |
| 1st Floor | 2,654 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Concrete Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 8,276 sqft (0.19 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 650 sqft Garage |
| Patio Area | 198 sqft Patio |
| Porch Area | 266 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 47 CATO CT |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-1164 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 78/10-21 WINDWARD RANCH PHASE TWO LOT 295 OR4469/1064 &5023/1043 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 36 |
| Legal Subdivision | WINDWARD RANCH PHASE TWO |
| Legal Phase | 2 |
| Legal Block | 1 |
| Legal Lot Number | 295 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | ST. AUGUSTINE |
| Census Blockgroup | 2 |
| Census Block | 2017 |
| Census Tract | 20906 |
Source: St. Johns County records · APN 027442-2950
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 47 CATO CT, SAINT AUGUSTINE, FL 32092-1164 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 02, 2018 | Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC |
| Aug 24, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jan 24, 2018 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage HUD-HOUSING/URBAN DEV |
| Nov 30, 2017 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage EAGLE HM MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Aug 14, 2020 |
| Transfer Doc | 0050231043 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 47 CATO CT, SAINT AUGUSTINE, FL 32092-1164 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0044980426 |
|---|---|
| Date | Feb 02, 2018 |
| Book Page | 4498/0426 |
| Instrument | 2018007426 |
| Name | REVERSE MORTGAGE FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | BLOOMFIELD, NJ 07003 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 898 Months |
| Due | Dec 13, 2092 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.85% |
| Type Change Date | Feb 01, 2019 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Index | 1-Year LIBOR |
| Max Rate | 5% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 24, 2020 |
| Property Address | 47 CATO CT, SAINT AUGUSTINE, FL 32092-1164 |
| Document Number | 0050231043 |
| Book / Page | 005023 / 001043 |
| Instrument Date | Aug 14, 2020 |
| Instrument | 70861 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 47 CATO COURT ST ST AUGUSTINE FL 32092, ST AUGUSTINE, FL 32092 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 47 CATO CT, SAINT AUGUSTINE, FL 32092-1164 |
| Document Number | 0044980441 |
| Instrument Date | Jan 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 47 CATO CT ST AUGUSTINE FL 320921164, ST AUGUSTINE, FL 32092-1164 |
| Document Number | 0044980441 |
|---|---|
| Date | Feb 02, 2018 |
| Book Page | 004498/000441 |
| Instrument | 7427 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 888 Months |
| Due | Feb 01, 2092 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.85% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Nov 30, 2017 |
| Property Address | 47 CATO CT, SAINT AUGUSTINE, FL 32092-1164 |
| Document Number | 0044691064 |
| Book / Page | 004469 / 001064 |
| Instrument Date | Nov 28, 2017 |
| Instrument | 80954 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 28, 2018 |
| Title Company | NORTH AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,514.40 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 47 CATO COURT ST ST AUGUSTINE FL 32092, ST AUGUSTINE, FL 32092 |
| Document Number | 44691068 |
|---|---|
| Date | Nov 30, 2017 |
| Book Page | 004469/001068 |
| Instrument | 80955 |
| Name | EAGLE HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33172-3139 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 29, 2047 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $283,011 (+2.7%) | $466,736 (+0.84%) Land $100,000 Building $366,736 | |
| 2025 | $3,114.00 (+14.91%) Homeowner's exemption Senior Citizen's exemption Widower's exemption | $275,571 (+2.9%) | $462,854 (-3.92%) Land $100,000 Building $362,854 |
| 2024 | $2,710.00 (+2.42%) Homeowner's exemption Senior Citizen's exemption Widower's exemption | $267,805 (+3%) | $481,732 (+12.02%) Land $100,000 Building $381,732 |
| 2023 | $2,646.00 (+1.07%) Homeowner's exemption Senior Citizen's exemption Widower's exemption | $260,005 (+3%) | $430,056 (+3.85%) Land $90,720 Building $339,336 |
| 2022 | $2,618.00 Homeowner's exemption Senior Citizen's exemption | $252,432 | $414,130 Land $84,000 Building $330,130 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 53% of the US · above 24% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 943 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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