St. Johns County property record for 24 Cato Ct, Saint Augustine, FL 32092 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2017 |
| Square Footage | 1,716 sqft Living Area |
| Lot Size | 11,761 sqft (0.27 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $250,000 (2017) |
| Tax Bill | $2,929.00 (2025) |
| Primary APN | 027442-2880 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Building Area | 1,716 sqft Living Area |
| Gross Area | 2,382 sqft Gross Area |
| 1st Floor | 1,716 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Stucco Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 11,761 sqft (0.27 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 462 sqft Garage |
| Pool Area | 380 sqft Pool |
|---|---|
| Deck Area | Deck Area |
| Patio Area | 482 sqft Patio |
| Porch Area | 224 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 24 CATO CT |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-1164 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 78/10-21 WINDWARD RANCH PHASE TWO LOT 288 OR4350/1680 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 36 |
| Legal Subdivision | WINDWARD RANCH PHASE TWO |
| Legal Phase | 2 |
| Legal Block | 1 |
| Legal Lot Number | 288 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | ST. AUGUSTINE |
| Census Blockgroup | 2 |
| Census Block | 2017 |
| Census Tract | 20906 |
Source: St. Johns County records · APN 027442-2880
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 24 CATO CT, SAINT AUGUSTINE, FL 32092-1164 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU |
| Jan 09, 2020 | Deed of Trust, Mortgage · Line of Credit VYSTAR CU |
| Mar 29, 2017 | Special Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage UNIVERSAL AMERICAN MORTGAGE CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 29, 2017 · Amount on Record |
| Deed Sale | Mar 29, 2017 · Amount on Record |
| Deed Doc Number | 201721709 |
| Deed Book / Page | 4350 / 1680 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 24 CATO CT, SAINT AUGUSTINE, FL 32092-1164 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 24 CATO CT, SAINT AUGUSTINE, FL 32092-1164 |
| Document Number | 0053030753 |
|---|---|
| Date | Jun 28, 2021 |
| Book Page | 5303/753 |
| Instrument | 2021071949 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 24 CATO CT, SAINT AUGUSTINE, FL 32092-1164 |
| Document Number | 0048700106 |
| Instrument Date | Jan 09, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 24 CATO CT ST AUGUSTINE FL 320921164, ST AUGUSTINE, FL 32092-1164 |
| Document Number | 0048700106 |
|---|---|
| Date | Jan 23, 2020 |
| Book Page | 004870/000106 |
| Instrument | 5218 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32210 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 22, 2030 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Mar 29, 2017 |
| Property Address | 24 CATO CT, SAINT AUGUSTINE, FL 32092-1164 |
| Document Number | 0043501680 |
| Book / Page | 4350 / 1680 |
| Map Reference | MB78 PG10 |
| Instrument Date | Mar 24, 2017 |
| Instrument | 2017021709 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | NORTH AMERICAN TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9440 PHILIPS HWY STE 7, 9440, JACKSONVILLE, FL 32256-1339 |
| Name | Verified Name |
|---|---|
| Address | 24 CATO CT, SAINT AUGUSTINE, FL 32092-1164 |
| Document Number | 2017021710 |
|---|---|
| Date | Mar 29, 2017 |
| Instrument | 2017021710 |
| Name | UNIVERSAL AMERICAN MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2047 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $237,666 (+2.7%) | $371,387 (-0.64%) Land $100,000 Building $271,387 | |
| 2025 | $2,929.00 (+13.57%) Homeowner's exemption | $231,418 (+2.9%) | $373,781 (-3.44%) Land $100,000 Building $273,781 |
| 2024 | $2,579.00 (+2.1%) Homeowner's exemption | $224,896 (+3%) | $387,112 (+10.56%) Land $100,000 Building $287,112 |
| 2023 | $2,526.00 (+3.27%) Homeowner's exemption | $218,346 (+3%) | $350,153 (+8.73%) Land $90,720 Building $259,433 |
| 2022 | $2,446.00 Homeowner's exemption | $211,986 | $322,047 Land $84,000 Building $238,047 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 53% of the US · above 24% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 943 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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