7088 Suzanne Ln, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 7088 Suzanne Ln, Schenectady, NY 12303

Property Summary

Property Type	Townhouse
Details	3 bd · 2 ba · 984 sqft · built 1991
Lot Size	0.12 acres (5,236 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Jan 2020)
Tax Bill	$6,354 (2026)
Deeds & Mortgages	Jan 2020 Sale & Mortgage Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`013089 40.05-1-9.2`

Property Details

APN / Parcel Number

Primary APN	`013089 40.05-1-9.2`
Alternative APNs	`308904000500010090020000` `04000500010090020000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	984 sqft Living Area
1st Floor Area	984 sqft
Basement Area	864 sqft
Finished Basement	864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Other
Exterior Material	Wood
Lot Area	5,236 sqft (0.12 acres)
Lot Dimensions	169 ft deep x 30.9 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	04000500010090020000
Street Address	7088 SUZANNE LN
City	SCHENECTADY
State	NY
Zip	12303-5248
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	TH
Legal Description	CV SEC III-LOT 7088
Legal Subdivision	COUNTRY VILLAGE SECTION 3
Legal Block	1
Legal Lot Number	9.002
Jurisdiction	ALBANY NY
Township / Civil Division	GUILDERLAND
Census Block Group	1
Census Block	1005
Census Tract	14617

Owner

7088 Suzanne Ln, a townhouse, is owned and occupied by an individual who bought it in January 2020.

Source: Albany County and Guilderland Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	7088 SUZANNE LN, SCHENECTADY, NY 12303-5248
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2020	Warranty Deed, Transfer · Conventional with PMI SEFCU
Jan 25, 2019	Grant Deed, Transfer · Conventional Mortgage SEFCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 2020 · Amount on File
Deed Sale	Jan 24, 2020 · Amount on File
Prior Sale	Jun 16, 1997 · Amount on File
Deed Document Number	20201950
Prior Transfer Date	Jan 9, 2020
Prior Transfer Doc	0000001950
Record Updated	Oct 29, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALBANY NY
Recording Date	Jan 24, 2020
Property Address	7088 SUZANNE LN, SCHENECTADY, NY 12303-5248
Document Number	0000001950
Instrument Date	Jan 9, 2020
Instrument	1950
Transaction Type	Transfer
Record Updated	Mar 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$800.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7088 SUZANNE LN SCHENECTADY NY 123035248, SCHENECTADY, NY 12303-5248

Mortgage

Document Number	1951
Date	Jan 24, 2020
Instrument	1951

Lender

Name	SEFCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 23, 2050

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBANY NY
Recording Date	Jan 25, 2019
Property Address	7088 SUZANNE LN, SCHENECTADY, NY 12303-5248
Document Number	0000001842
Instrument Date	Jan 23, 2019
Instrument	1842
Transaction Type	Transfer
Record Updated	Feb 15, 2019
Title Company	LEGACY TITLE SERVICES, LEGACY TITLE SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$800.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6382 WOODGATE WAY LIBERTY TOWNSHIP OH 450448600, LIBERTY TOWNSHIP, OH 45044-8600

Mortgage

Document Number	1843
Date	Jan 25, 2019
Instrument	1843

Lender

Name	SEFCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 24, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 7088 Suzanne Ln was $6,354, up 0.2% from the year before.

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Guilderland Town
Unified School District	Guilderland Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,354.00 (+0.22%)
2025	$6,340.00	$213,000 Land $43,000 Building $170,000	$284,000 Land $57,333 Building $226,667
2023		$213,000 (-) Land $43,000 Building $170,000	$250,588 (+7.06%) Land $50,588 Building $200,000
2022		$213,000 Land $43,000 Building $170,000	$234,066 Land $47,253 Building $186,813
2021	$5,656.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7088 Suzanne Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7088 Suzanne Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GUILDERLAND TOWN WD serves 30,000 people · EPA ID NY0100205
Water Source	Surface water
Last State Inspection	Aug 2022
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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