7087 Suzanne Ln, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 7087 Suzanne Ln, Schenectady, NY 12303

Property Summary

Property TypeTownhouse
Details3 bd · 2.5 ba · 1,452 sqft · built 1988
Lot Size0.051 acres (2,257 sqft)
OwnerIndividual Name on File
Last Sale$107,500 (Oct 1995)
Tax Bill$5,846 (2026)
Deeds & MortgagesFeb 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN013089 40.05-1-38.1

Property Details

APN / Parcel Number

Primary APN013089 40.05-1-38.1
Alternative APNs
  • 308904000500010380010000
  • 04000500010380010000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,452 sqft Living Area
1st Floor Area660 sqft
2nd Floor Area792 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleOther
Exterior MaterialWood
Lot Area2,257 sqft (0.051 acres)
Lot Dimensions119 ft deep x 18.9 ft wide
Garage TypeAttached
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area88 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number04000500010380010000
Street Address7087 SUZANNE LN
CitySCHENECTADY
StateNY
Zip12303-5247
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeTH
Legal DescriptionCV SEC III-LOT 7087
Legal Block1
Legal Lot Number38.001
JurisdictionALBANY NY
Township / Civil DivisionGUILDERLAND
Census Block Group1
Census Block1006
Census Tract14617

Owner

Source: Albany County and Guilderland Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address7087 SUZANNE LN, SCHENECTADY, NY 12303-5247
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 11, 1995 · Amount on File
Deed SaleOct 11, 1995 · Amount on File
Deed Book / Page2543 / 306
Record UpdatedOct 29, 2026

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address7087 SUZANNE LN, SCHENECTADY, NY 12303-5247
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyISGN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003069
DateFeb 6, 2018
InstrumentR2018-03069
Lender
NameTD BANK NA
TypeBank
AddressPORTLAND, ME 04101
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueJan 4, 2048
Interest
Rate TypeFixed Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
County SubdivisionGuilderland Town
Unified School DistrictGuilderland Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,846.00 (+9.37%) Homeowner's exemption
2025$5,345.00 (+13.97%) Homeowner's exemption$195,000 (-) Land $39,000 Building $156,000$260,000 (+13.33%) Land $52,000 Building $208,000
2023$195,000 (-) Land $39,000 Building $156,000$229,412 (+7.06%) Land $45,882 Building $183,530
2022$195,000 Land $39,000 Building $156,000$214,286 Land $42,857 Building $171,429
2021$4,690.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGUILDERLAND TOWN WD
serves 30,000 people · EPA ID NY0100205
Water SourceSurface water
Last State InspectionAug 2022
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber
980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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