709 Mercado Ln, Laredo, TX 78043 Property Records

Webb County property record for 709 Mercado Ln, Laredo, TX 78043

Property Summary

Property Type	Single Family Home
Details	1,725 sqft · built 2018
Lot Size	0.144 acres (6,278 sqft)
Owner	Company Name on File
Last Sale	$175,100 (Mar 2019)
Tax Bill	$1,173 (2025)
Deeds & Mortgages	Oct 2026 Mortgage May 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`929-34019-090`

Property Details

APN / Parcel Number

Primary APN	`929-34019-090`
Alternative APN	`597636`

Interior

Stories	2 Stories
Building Area	1,725 sqft Living Area
1st Floor Area	885 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Stucco
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,278 sqft (0.144 acres)
Porch	Open Porch
Porch Area	20 sqft

Location & Zoning

Street Address	709 MERCADO LN
City	LAREDO
State	TX
Zip	78043-5187
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAS MISIONES, BLOCK 19, LOT 9, UNIT IX
Legal Subdivision	LAS MISIONES
Legal Block	19
Legal Lot Number	9
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	3
Census Block	3008
Census Tract	1810

Owner

709 Mercado Ln is owned by a company that bought it in March 2019 and is owner-occupied.

Source: Webb County records, as of October 21, 2026

Owner of Record	Company Name on File
Mailing Address	709 MERCADO LN, LAREDO, TX 78043-5187
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
May 11, 2022	Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC
Mar 5, 2019	Vendor's Lien, Transfer · FHA Mortgage INTERNATIONAL BANK OF COMMERCE
Nov 16, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 5, 2019 · Amount on File
Deed Sale	Mar 5, 2019 · Amount on File
Deed Document Number	20191353913
Deed Book / Page	4560 / 264
Prior Transfer Date	Mar 4, 2019
Prior Transfer Doc	004560/264
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Recording Date	Oct 13, 2026
Property Address	709 MERCADO LN, LAREDO, TX 78043-5187
Document Number	0001600433
Book / Page	6123 / 254
Instrument Date	Aug 19, 2026
Instrument	20261600433
Transaction Type	Mortgage
Record Updated	Oct 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 MERCADO LN, LAREDO, TX 78043-5187

Mortgage

Document Number	0001600433,
Date	Oct 13, 2026
Book Page	6123/254
Instrument	20261600433

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	270 Months
Due	Apr 1, 2049

Interest

Max Rate	-1%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	709 MERCADO LN, LAREDO, TX 78043-5187
Transaction Type	Mortgage
Record Updated	Sep 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 MERCADO LN, LAREDO, TX 78043-5187

Mortgage

Document Number	005270/842
Date	May 11, 2022
Book Page	5270/842
Instrument	1467383

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	323 Months
Due	Apr 1, 2049

March 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Mar 5, 2019
Property Address	709 MERCADO LN, LAREDO, TX 78043-5187
Document Number	004560/264
Book / Page	4560 / 264
Map Reference	VOL 36 PG 26&27
Instrument Date	Mar 4, 2019
Instrument	1353913
Transaction Type	Transfer
Record Updated	Sep 5, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 MERCADO LANE, LAREDO, TX 78043-5187

Mortgage

Document Number	0001353914
Date	Mar 5, 2019
Instrument	1353914

Lender

Name	INTERNATIONAL BANK OF COMMERCE
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBB TX
Recording Date	Nov 16, 2018
Property Address	709 MERCADO LN, LAREDO, TX 78043-5187
Document Number	004507/868
Book / Page	4507 / 868
Map Reference	VOL 36 PG 26&27
Instrument Date	Nov 15, 2018
Instrument	1345007
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11204 MCPHERSON RD STE 110, 110, LAREDO, TX 78045-6577

Tax Assessment & Valuation

The 2025 property tax bill for 709 Mercado Ln was $1,173 with a homeowner's exemption, up 1.6% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$238,944 (+3.04%) Land $59,767 Building $179,177	$238,944 (+3.04%) Land $59,767 Building $179,177
2025	$1,173.00 (+1.65%) Homeowner's exemption	$231,889 Land $59,767 Building $172,122	$231,889 Land $59,767 Building $172,122
2024	$1,154.00
2023		$218,606 Land $57,883 Building $160,723	$218,606 Land $57,883 Building $160,723
2022	$1,460.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 709 Mercado Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 709 Mercado Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 799 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Smartcom Telephone.

Nearby Properties on Mercado Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures