705 Mercado Ln, Laredo, TX 78043 Property Records

Webb County property record for 705 Mercado Ln, Laredo, TX 78043

Property Summary

Property Type	Single Family Home
Details	1,398 sqft · built 2018
Lot Size	0.163 acres (7,103 sqft)
Owner	2 Individual Names on File
Last Sale	$172,800 (Nov 2018)
Tax Bill	$1,140 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Nov 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`929-34019-110`

Property Details

APN / Parcel Number

Primary APN	`929-34019-110`
Alternative APN	`597638`

Interior

Stories	1 Story
Building Area	1,398 sqft Living Area
Gross Area	1,797 sqft
1st Floor Area	1,398 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,103 sqft (0.163 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	20 sqft

Location & Zoning

Street Address	705 MERCADO LN
City	LAREDO
State	TX
Zip	78043-5187
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAS MISIONES, BLOCK 19, LOT 11, UNIT IX
Legal Subdivision	LAS MISIONES
Legal Block	19
Legal Lot Number	11
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	3
Census Block	3008
Census Tract	1810

Owner

705 Mercado Ln is owned and occupied by two individuals who bought it in November 2018.

Source: Webb County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	705 MERCADO LN, LAREDO, TX 78043-5187
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2020	Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC
Nov 29, 2018	Vendor's Lien, Transfer · FHA Mortgage INTERNATIONAL BANK OF COMMERCE
Nov 8, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 29, 2018 · Amount on File
Deed Sale	Nov 29, 2018 · Amount on File
Prior Sale	Nov 8, 2018
Deed Document Number	20181345921
Deed Book / Page	4513 / 316
Prior Transfer Date	Nov 28, 2018
Prior Transfer Doc	004513/316
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	705 MERCADO LN, LAREDO, TX 78043-5187
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4893/668
Date	Nov 2, 2020
Book Page	4893/668
Instrument	1409024

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

November 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Nov 29, 2018
Property Address	705 MERCADO LN, LAREDO, TX 78043-5187
Document Number	004513/316
Book / Page	4513 / 316
Map Reference	VOL 36PG 26&27
Instrument Date	Nov 28, 2018
Instrument	1345921
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 MERCADO LN, LAREDO, TX 78043-5187

Mortgage

Document Number	0001345922
Date	Nov 29, 2018
Instrument	1345922

Lender

Name	INTERNATIONAL BANK OF COMMERCE
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBB TX
Recording Date	Nov 8, 2018
Property Address	705 MERCADO LN, LAREDO, TX 78043-5187
Document Number	004504/578
Book / Page	4504 / 578
Map Reference	VOL 36 PG 26&27
Instrument Date	Oct 29, 2018
Instrument	1344339
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11204 HCPHEXSON #110 # 110, 110, LAREDO, TX 78045
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 705 Mercado Ln was $1,140 with a homeowner's exemption, up 0.7% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$231,991 (+2.9%) Land $65,916 Building $166,075	$231,991 (+2.9%) Land $65,916 Building $166,075
2025	$1,140.00 (+0.71%) Homeowner's exemption	$225,451 Land $65,916 Building $159,535	$225,451 Land $65,916 Building $159,535
2024	$1,132.00
2023		$214,562 Land $63,856 Building $150,706	$214,562 Land $63,856 Building $150,706
2022	$1,406.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 705 Mercado Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 705 Mercado Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 799 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Smartcom Telephone.

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