708 Mercado Ln, Laredo, TX 78043 Property Records

Webb County property record for 708 Mercado Ln, Laredo, TX 78043

Property Summary

Property Type	Single Family Home
Details	1,398 sqft · built 2018
Lot Size	0.103 acres (4,500 sqft)
Owner	Individual Name on File
Last Sale	$178,000 (Jul 2020)
Tax Bill	$1,031 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`929-34019-040`

Property Details

APN / Parcel Number

Primary APN	`929-34019-040`
Alternative APN	`597631`

Interior

Stories	1 Story
Building Area	1,398 sqft Living Area
Gross Area	1,778 sqft
1st Floor Area	1,398 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	4,500 sqft (0.103 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	20 sqft

Location & Zoning

Street Address	708 MERCADO LN
City	LAREDO
State	TX
Zip	78043-5187
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAS MISIONES, BLOCK 19, LOT 4, UNIT IX
Legal Subdivision	LAS MISIONES
Legal Block	19
Legal Lot Number	4
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	3
Census Block	3008
Census Tract	1810

Owner

708 Mercado Ln is owned by an individual who bought it in July 2020.

Source: Webb County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	3558 FIREDOG RD, ABILENE, TX 79606-1752
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2020	Vendor's Lien, Transfer · FHA Mortgage THRIVE MORTGAGE LLC
Mar 19, 2019	Vendor's Lien, Transfer · FHA Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2020 · Amount on File
Deed Sale	Jul 31, 2020 · Amount on File
Prior Sale	Mar 19, 2019 · Amount on File
Deed Document Number	20201399450
Deed Book / Page	4831 / 410
Prior Transfer Date	Jul 20, 2020
Prior Transfer Doc	004831/410
Record Updated	Oct 29, 2026

July 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jul 31, 2020
Property Address	708 MERCADO LN, LAREDO, TX 78043-5187
Document Number	004831/410
Book / Page	4831 / 410
Map Reference	VOL 36 PG 26&27
Instrument Date	Jul 20, 2020
Instrument	1399450
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	708 MERCADO LN, LAREDO, TX 78043-5187

Mortgage

Document Number	0001399451
Date	Jul 31, 2020
Instrument	1399451

Lender

Name	THRIVE MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

March 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Mar 19, 2019
Property Address	708 MERCADO LN, LAREDO, TX 78043-5187
Document Number	004566/849
Book / Page	4566 / 849
Map Reference	VOL 36 PG 26&27
Instrument Date	Mar 15, 2019
Instrument	1355151
Transaction Type	Transfer
Record Updated	Jan 28, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	708 MERCADO LANE, LAREDO, TX 78043-5187

Mortgage

Document Number	0001355152
Date	Mar 19, 2019
Instrument	1355152

Lender

Name	PRIMELENDING
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 708 Mercado Ln was $1,031, up 0.9% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$210,268 (+3.2%) Land $44,910 Building $165,358	$210,268 (+3.2%) Land $44,910 Building $165,358
2025	$1,031.00 (+0.88%)	$203,756 Land $44,910 Building $158,846	$203,756 Land $44,910 Building $158,846
2024	$1,022.00
2023		$193,571 Land $43,515 Building $150,056	$193,571 Land $43,515 Building $150,056
2022	$1,283.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 708 Mercado Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 708 Mercado Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 799 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Smartcom Telephone.

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