704 Mercado Ln, Laredo, TX 78043 Property Records

Webb County property record for 704 Mercado Ln, Laredo, TX 78043

Property Summary

Property Type	Single Family Home
Details	1,398 sqft · built 2019
Lot Size	0.103 acres (4,500 sqft)
Owner	Individual Name on File
Last Sale	$153,015 (Jun 2022)
Tax Bill	$1,039 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Feb 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`929-34019-020`

Property Details

APN / Parcel Number

Primary APN	`929-34019-020`
Alternative APN	`597629`

Interior

Stories	1 Story
Building Area	1,398 sqft Living Area
Gross Area	1,797 sqft
1st Floor Area	1,398 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	4,500 sqft (0.103 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	20 sqft

Location & Zoning

Street Address	704 MERCADO LN
City	LAREDO
State	TX
Zip	78043-5187
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAS MISIONES, BLOCK 19, LOT 2, UNIT IX
Legal Subdivision	LAS MISIONES
Legal Block	19
Legal Lot Number	2
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	3
Census Block	3008
Census Tract	1810

Owner

704 Mercado Ln is owned by an individual who bought it in June 2022.

Source: Webb County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	1475 MYRTLE AVE, SAN JOSE, CA 95118-1143
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2022	Vendor's Lien, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Feb 27, 2020	Deed of Trust, Mortgage · FHA Mortgage SOUTHWEST FUNDING LP
May 28, 2019	Vendor's Lien, Transfer · FHA Mortgage SOUTHWEST FUNDING LP
Mar 13, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2022 · Amount on File
Deed Sale	Jun 10, 2022 · Amount on File
Prior Sale	May 28, 2019 · Amount on File
Deed Document Number	20221470325
Deed Book / Page	5290 / 330
Prior Transfer Date	May 24, 2019
Prior Transfer Doc	004605/167
Record Updated	Oct 29, 2026

June 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jun 10, 2022
Property Address	704 MERCADO LN, LAREDO, TX 78043-5187
Document Number	005290/330
Book / Page	5290 / 330
Map Reference	VOL 36 PG 26&27
Instrument Date	Jun 8, 2022
Instrument	1470325
Transaction Type	Transfer
Record Updated	Jun 22, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1475 MYRTLE AVE, SAN JOSE, CA 95118-1143

Mortgage

Document Number	0001470326
Date	Jun 10, 2022
Instrument	1470326

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Jul 1, 2027
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7%
Index	Other
Max Rate	10%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	704 MERCADO LN, LAREDO, TX 78043-5187
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4745/857
Date	Feb 27, 2020
Book Page	4745/857
Instrument	1385811

Lender

Name	SOUTHWEST FUNDING LP
Type	Mortgage Company
Address	DALLAS, TX 75240

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

May 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	May 28, 2019
Property Address	704 MERCADO LN, LAREDO, TX 78043-5187
Document Number	004605/167
Book / Page	4605 / 167
Map Reference	VOL 36 PG 26&27
Instrument Date	May 24, 2019
Instrument	1361715
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 MERCADO LANE, LAREDO, TX 78043-5187

Mortgage

Document Number	0001361716
Date	May 28, 2019
Instrument	1361716

Lender

Name	SOUTHWEST FUNDING LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBB TX
Recording Date	Mar 13, 2019
Property Address	704 MERCADO LN, LAREDO, TX 78043-5187
Document Number	004564/202
Book / Page	4564 / 202
Map Reference	VOL 36 PG 26&27
Instrument Date	Mar 12, 2019
Instrument	1354614
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11204 MCPHERSON RD STE 110, 110, LAREDO, TX 78045-6577
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 704 Mercado Ln was $1,039, up 0.8% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$212,042 (+3.21%) Land $44,910 Building $167,132	$212,042 (+3.21%) Land $44,910 Building $167,132
2025	$1,039.00 (+0.78%)	$205,455 Land $44,910 Building $160,545	$205,455 Land $44,910 Building $160,545
2024	$1,031.00
2023		$195,398 Land $43,515 Building $151,883	$195,398 Land $43,515 Building $151,883
2022	$1,295.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 704 Mercado Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 704 Mercado Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 799 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Smartcom Telephone.

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