Freeborn County property record for 709 Harding Ave, Albert Lea, MN 56007
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,478 sqft · built 1904 |
| Lot Size | 0.2 acres (8,778 sqft) |
| Owner | Individual Name on File |
| Last Sale | $8,000 (Apr 2025) |
| Tax Bill | $514 (2026) |
| Deeds & Mortgages | Sep 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 34.172.0050 |
| Primary APN | 34.172.0050 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,478 sqft Living Area |
| 1st Floor Area | 854 sqft |
| Basement Area | 624 sqft |
| Unfinished Basement | 624 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1904 |
|---|---|
| Effective Year Built | Effective 1904 |
| Exterior Material | Shingles |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 8,778 sqft (0.2 acres) |
| Lot Dimensions | 133 ft deep x 66 ft wide |
| Garage Type | Detached |
| Garage Area | 224 sqft |
| Porch | Porch |
| Porch Area | 96 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 709 HARDING AVE |
|---|---|
| City | ALBERT LEA |
| State | MN |
| Zip | 56007-2373 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | AUDITOR'S PLAT NO 1 LOT-016 LOT 16 AUDITORS PLAT NO 1 |
| Legal Subdivision | AUDITOR'S PLAT NO 1 |
| Legal Lot Number | 16 |
| Jurisdiction | FREEBORN MN |
| Township / Civil Division | ALBERT LEA |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 180500 |
709 Harding Ave is owned by an individual who bought it in April 2025.
Source: Freeborn County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2751 BUCHANAN ST NE, MINNEAPOLIS, MN 55418-3037 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 22, 2025 · Amount on File |
| Deed Sale | Apr 22, 2025 · Amount on File |
| Prior Sale | Sep 23, 2020 · Amount on File |
| Deed Document Number | 20251757514 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FREEBORN MN |
| Recording Date | Sep 23, 2020 |
| Property Address | 709 HARDING AVE, ALBERT LEA, MN 56007-2373 |
| Document Number | CRV1154458 |
| Instrument Date | Sep 23, 2020 |
| Instrument | CRV1154458 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2571 13TH AVE SE, 2571, SAINT CLOUD, MN 56304-9533 |
| Name | Verified Name |
|---|---|
| Address | 8160 MIDDLETOWN RD, SPRING LAKE PARK, MN 55432-2089 |
The 2026 property tax bill for 709 Harding Ave was $514.
Source: Freeborn County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Albert Lea City |
| County | Freeborn County |
| Unified School District | Albert Lea Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $514.00 | $29,400 Land $21,700 Building $7,700 | $29,400 Land $21,700 Building $7,700 |
| 2025 | $514.00 | ||
| 2023 | $462.00 | $26,300 Land $21,700 Building $4,600 | $26,300 Land $21,700 Building $4,600 |
| 2020 | $276.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 709 Harding Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 26, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 709 Harding Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Albert Lea serves 18,492 people · EPA ID MN1240001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Copper | 1.81 mg/L (2021) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| GigFire Fiber · Fixed Wireless | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Winnebago Cooperative Telecom Association Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Midco Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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