Freeborn County property record for 704 Harding Ave, Albert Lea, MN 56007
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,088 sqft · built 1923 |
| Lot Size | 0.12 acres (5,217 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,732 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 34.171.0100 |
| Primary APN | 34.171.0100 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 3 Half Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,088 sqft Living Area |
| 1st Floor Area | 1,088 sqft |
| Basement Area | 936 sqft |
| Unfinished Basement | 936 sqft |
| Flooring | Hardwood |
| Interior Walls | Plaster |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,217 sqft (0.12 acres) |
| Lot Dimensions | 111 ft deep x 47 ft wide |
| Garage Type | Detached |
| Garage Area | 324 sqft |
| Porch | Porch |
| Porch Area | 40 sqft |
| Deck Area | 125 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 704 HARDING AVE |
|---|---|
| City | ALBERT LEA |
| State | MN |
| Zip | 56007-2324 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ARNESON'S SUBDIVISION N 23.37 FT OF W 111 FT OF LOT 7 & S 23.37 FT OF W 111 FT OF LOT 8 ARNESONS SUB |
| Legal Subdivision | ARNESON'S SUBDIVISION |
| Legal Lot Number | 7-8 |
| Jurisdiction | FREEBORN MN |
| Township / Civil Division | ALBERT LEA |
| Census Block Group | 4 |
| Census Block | 4019 |
| Census Tract | 180500 |
704 Harding Ave is owned and occupied by an individual.
Source: Freeborn County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 704 HARDING AVE, ALBERT LEA, MN 56007-2324 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 704 Harding Ave was $1,732 with a homeowner's exemption.
Source: Freeborn County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Albert Lea City |
| County | Freeborn County |
| Unified School District | Albert Lea Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,732.00 Homeowner's exemption | $139,400 Land $14,400 Building $125,000 | $139,400 Land $14,400 Building $125,000 |
| 2025 | $1,732.00 | ||
| 2023 | $1,528.00 Homeowner's exemption | $113,700 Land $14,400 Building $99,300 | $113,700 Land $14,400 Building $99,300 |
| 2020 | $778.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 704 Harding Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 26, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 704 Harding Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Albert Lea serves 18,492 people · EPA ID MN1240001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Copper | 1.81 mg/L (2021) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| GigFire Fiber · Fixed Wireless | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Winnebago Cooperative Telecom Association Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Midco Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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