Freeborn County property record for 702 Harding Ave, Albert Lea, MN 56007
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,337 sqft · built 1912 |
| Lot Size | 0.12 acres (5,264 sqft) |
| Owner | Individual Name on File |
| Last Sale | $51,400 (May 2016) |
| Tax Bill | $1,036 (2026) |
| Deeds & Mortgages | Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 34.171.0090 |
| Primary APN | 34.171.0090 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,337 sqft Living Area |
| 1st Floor Area | 927 sqft |
| Basement Area | 912 sqft |
| Unfinished Basement | 912 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1912 |
|---|---|
| Effective Year Built | Effective 1912 |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,264 sqft (0.12 acres) |
| Lot Dimensions | 112 ft deep x 47 ft wide |
| Garage Type | Detached |
| Garage Area | 216 sqft |
| Deck Area | 90 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 702 HARDING AVE |
|---|---|
| City | ALBERT LEA |
| State | MN |
| Zip | 56007-2324 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ARNESON'S SUBDIVISION S 46 3/4 FT LOT 7 LESS E 11 FT ARNESONS SUB |
| Legal Subdivision | ARNESON'S SUBDIVISION |
| Legal Lot Number | 7 |
| Jurisdiction | FREEBORN MN |
| Township / Civil Division | ALBERT LEA |
| Census Block Group | 4 |
| Census Block | 4019 |
| Census Tract | 180500 |
702 Harding Ave is owned and occupied by an individual who bought it in May 2016.
Source: Freeborn County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 702 HARDING AVE, ALBERT LEA, MN 56007-2324 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 26, 2016 · Amount on File |
| Deed Sale | May 26, 2016 · Amount on File |
| Deed Document Number | 2016506112 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREEBORN MN |
| Property Address | 702 HARDING AVE, ALBERT LEA, MN 56007-2324 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | A539101 |
|---|---|
| Date | Sep 10, 2019 |
| Instrument | A539101 |
| Name | TOWNE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2049 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 702 Harding Ave was $1,036 with a homeowner's exemption.
Source: Freeborn County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Albert Lea City |
| County | Freeborn County |
| Unified School District | Albert Lea Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,036.00 Homeowner's exemption | $96,600 Land $14,500 Building $82,100 | $96,600 Land $14,500 Building $82,100 |
| 2025 | $1,036.00 | ||
| 2023 | $1,096.00 Homeowner's exemption | $88,700 Land $14,500 Building $74,200 | $88,700 Land $14,500 Building $74,200 |
| 2020 | $750.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 702 Harding Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 26, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 702 Harding Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Albert Lea serves 18,492 people · EPA ID MN1240001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Copper | 1.81 mg/L (2021) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| GigFire Fiber · Fixed Wireless | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Winnebago Cooperative Telecom Association Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Midco Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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