Freeborn County property record for 706 Harding Ave, Albert Lea, MN 56007
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,622 sqft · built 1914 |
| Lot Size | 0.12 acres (5,106 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $70 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 34.171.0110 |
| Primary APN | 34.171.0110 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,622 sqft Living Area |
| 1st Floor Area | 1,152 sqft |
| Basement Area | 672 sqft |
| Unfinished Basement | 672 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Plaster |
| Year Built | Built 1914 |
|---|---|
| Effective Year Built | Effective 1914 |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,106 sqft (0.12 acres) |
| Lot Dimensions | 111 ft deep x 46 ft wide |
| Garage Type | Detached |
| Garage Area | 484 sqft |
| Porch | Porch |
| Porch Area | 154 sqft |
| Deck Area | 136 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 706 HARDING AVE |
|---|---|
| City | ALBERT LEA |
| State | MN |
| Zip | 56007-2324 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ARNESON'S SUBDIVISION LOT-PT8 N 46 3/4 FT LESS E 11 FT LOT 8 ARNESONS SUB |
| Legal Subdivision | ARNESON'S SUBDIVISION |
| Legal Lot Number | 8 |
| Jurisdiction | FREEBORN MN |
| Township / Civil Division | ALBERT LEA |
| Census Block Group | 4 |
| Census Block | 4019 |
| Census Tract | 180500 |
706 Harding Ave is owned and occupied by an individual.
Source: Freeborn County records, as of October 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 706 HARDING AVE, ALBERT LEA, MN 56007-2324 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 706 Harding Ave was $70 with exemptions applied.
Source: Freeborn County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Albert Lea City |
| County | Freeborn County |
| Unified School District | Albert Lea Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $70.00 Homeowner's exemption Veteran's exemption | $166,700 Land $14,400 Building $152,300 | $166,700 Land $14,400 Building $152,300 |
| 2025 | $70.00 | ||
| 2023 | $64.00 Homeowner's exemption Veteran's exemption | $144,900 Land $14,400 Building $130,500 | $144,900 Land $14,400 Building $130,500 |
| 2020 | $53.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 706 Harding Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 26, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 706 Harding Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Albert Lea serves 18,492 people · EPA ID MN1240001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Copper | 1.81 mg/L (2021) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| GigFire Fiber · Fixed Wireless | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Winnebago Cooperative Telecom Association Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Midco Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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