Albany County and Guilderland Town property record for 7082 Suzanne Ln, Schenectady, NY 12303
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 2 ba · 1,088 sqft · built 1989 |
| Lot Size | 0.065 acres (2,839 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (Sep 2024) |
| Tax Bill | $5,396 (2026) |
| Deeds & Mortgages | Sep 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 013089 40.05-1-10.3 |
| Primary APN | 013089 40.05-1-10.3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 1,088 sqft Living Area |
| 1st Floor Area | 780 sqft |
| 2nd Floor Area | 308 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 2,839 sqft (0.065 acres) |
| Lot Dimensions | 126 ft deep x 22.4 ft wide |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 04000500010100030000 |
|---|---|
| Street Address | 7082 SUZANNE LN |
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-5246 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | TH |
| Legal Description | CV SEC III-LOT 7082 |
| Legal Block | 1 |
| Legal Lot Number | 10.003 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | GUILDERLAND |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 14617 |
7082 Suzanne Ln, a townhouse, is owned by two individuals who acquired it in May 2025.
Source: Albany County and Guilderland Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9 SWAN PL, SLINGERLANDS, NY 12159-9246 |
| Owner Type | Individual |
| Vesting | His Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 24, 2024 · Amount on File |
| Deed Sale | Sep 24, 2024 · Amount on File |
| Deed Document Number | 202415926 |
| Last Transfer Date | May 29, 2025 |
| Transfer Doc | 0000009484 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Sep 29, 2026 |
| Property Address | 7082 SUZANNE LN, SCHENECTADY, NY 12303-5246 |
| Document Number | 0000018709 |
| Instrument Date | Sep 4, 2026 |
| Instrument | 202618709 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2026 |
| Title Company | STEWART GUARANTY TITLE, STEWART TITLE GUARANTY COMPA |
| Name | Verified Name |
|---|---|
| Address | 9 SWAN PL, SLINGERLANDS, NY 12159-9246 |
| Document Number | 0000018709, |
|---|---|
| Date | Sep 29, 2026 |
| Instrument | 202618709 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2026 property tax bill for 7082 Suzanne Ln was $5,396, down 0.2% from the year before.
Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Guilderland Town |
| Unified School District | Guilderland Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,396.00 (-0.2%) | ||
| 2025 | $5,407.00 | $179,000 Land $36,000 Building $143,000 | $238,667 Land $48,000 Building $190,667 |
| 2023 | $176,000 (-) Land $35,000 Building $141,000 | $207,059 (+7.06%) Land $41,177 Building $165,882 | |
| 2022 | $176,000 Land $35,000 Building $141,000 | $193,407 Land $38,462 Building $154,945 | |
| 2021 | $2,601.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7082 Suzanne Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7082 Suzanne Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GUILDERLAND TOWN WD serves 30,000 people · EPA ID NY0100205 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2022 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fiber | 980 / 880 |
5G (outdoors only) and 4G LTE
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