Monroe County property record for 648 William St, Key West, FL 33040
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 1,523 sqft · built 1928 |
| Lot Size | 0.064 acres (2,790 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,715 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00018810-000100 |
| Primary APN | 00018810-000100 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,523 sqft Total Area |
| 1st Floor Area | 1,523 sqft |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Concrete Block |
| Fire Resistance | Masonry Walls, Wood Interior |
| Lot Area | 2,790 sqft (0.064 acres) |
| Fence | Fence |
| Account Number | 8732325 |
|---|---|
| Old Parcel Number | 01010100018810000100 |
| Street Address | 648 WILLIAM ST |
| City | KEY WEST |
| State | FL |
| Zip | 33040-6842 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | KW PT OF TR 5 OR1044-1958 OR1322-2069/70C/T OR1657-470/471 |
| Legal Range | 25E |
| Legal Township | 68S |
| Legal Section | 06 |
| Legal Subdivision | KEY WEST TR 05 |
| Legal Tract | 5 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 972400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Key West Historic District (Boundary Increase) listed 1983 · 2,494 contributing resources · NRIS 83001430 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Monroe County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2604 SEIDENBERG AVE, KEY WEST, FL 33040-3949 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 11, 2000 |
| Deed Sale | Oct 11, 2000 |
| Deed Document Number | 0165700470 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Key West City |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $713,107 (+20.94%) Land $605,688 Building $107,419 | $713,107 (+20.94%) Land $605,688 Building $107,419 | |
| 2024 | $4,715.00 (+4.64%) | ||
| 2023 | $4,506.00 (+18.74%) | $589,655 (+32.21%) Land $475,164 Building $114,491 | $589,655 (+32.21%) Land $475,164 Building $114,491 |
| 2022 | $3,795.00 | $445,998 Land $332,615 Building $113,383 | $445,998 Land $332,615 Building $113,383 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 285 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 328 units insured incl. 43 condo units |
| Nearby Flood Claims | 89 (1980–2025) |
| Claims Outside the SFHA | 43 of 89 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 922 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures