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708 SW Riverwatch Pl, Stuart, FL 34997 Property Records

Martin County property record for 708 SW Riverwatch Pl, Stuart, FL 34997

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · built 2021
Lot Size0.24 acres (10,454 sqft)
Owner2 Individual Names on File
Last Sale$1,200,000 (May 2025)
Tax Bill$10,786 (2025)
Deeds & MortgagesApr 2022 Mortgage
Mar 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN41-38-41-009-000-0105.0-0-0000

Property Details

APN / Parcel Number

Primary APN41-38-41-009-000-0105.0-0-0000
Alternative APNs
  • 41-38-41-009-000-01050-0
  • 1120946

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
ElevatorElevator

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area10,454 sqft (0.24 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address708 SW RIVERWATCH PL
CitySTUART
StateFL
Zip34997-4522
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 105 BANYAN BAY PUD PHASE 2A & 2B ACCORDING TO THE PLAT THEREOF RECORDED IN PLAT BOOK 18 PAGE 6 PUBLIC RECORDS MARTIN COUNTY FLORIDA
Legal Range41E
Legal Township38S
Legal Section41
Legal SubdivisionBANYAN BAY PUD PHASE 2A & 2B
Legal Block2
Legal Lot Number105
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group2
Census Block2005
Census Tract1103

Owner

Source: Martin County assessment roll, as of August 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address708 SW RIVERWATCH PL, STUART, FL 34997-4522
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 1, 2022Deed of Trust, Mortgage · Commercial Mortgage
VAST BANK NA
Mar 10, 2022Deed of Trust, Mortgage · Commercial Mortgage
VAST BANK NA
Dec 10, 2021Special Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Mar 22, 2021Special Warranty Deed, Transfer
NVR SETTLEMENT SERVICES INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 14, 2025 · Amount on Record
Deed SaleMay 14, 2025 · Amount on Record
Prior SaleDec 10, 2021 · Amount on Record
Deed Document Number20253128420
Deed Book / Page3499 / 291
Record UpdatedSep 20, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address708 SW RIVERWATCH PL, STUART, FL 34997-4522
Transaction TypeMortgage
Record UpdatedMar 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address708 SW RIVERWATCH PL, STUART, FL 34997-4522

Mortgage

Document Number0033032551
DateApr 1, 2022
Book Page3303/2551
Instrument2951988
Lender
NameVAST BANK NA
TypeBank
AddressWAYNE, NJ 07470
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address708 SW RIVERWATCH PL, STUART, FL 34997-4522
Transaction TypeMortgage
Record UpdatedMar 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address708 SW RIVERWATCH PL, STUART, FL 34997-4522

Mortgage

Document Number0032982176
DateMar 10, 2022
Book Page3298/2176
Instrument2947471
Lender
NameVAST BANK NA
TypeBank
AddressWAYNE, NJ 07470
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

December 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMARTIN FL
Recording DateDec 10, 2021
Property Address708 SW RIVERWATCH PL, STUART, FL 34997-4522
Document Number0032781372
Book / Page3278 / 1372
Map ReferenceMB 18 PG 6
Instrument DateDec 10, 2021
Instrument2931156
Transaction TypeTransfer
Record UpdatedMar 9, 2023
Title CompanySOVEREIGN SHORES TITLE COMPANY INC, SOVEREIGN SHORES TTL CO INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$5,226.90
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1450 CENTREPARK BLVD STE 340, 340, WEST PALM BEACH, FL 33401-7443

Transferred To (Grantee/Buyer)

NameVerified Name
Address708 SW RIVERWATCH PL, STUART, FL 34997-4522

Mortgage

Document Number0032781376
DateDec 10, 2021
Instrument3278/1376
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

March 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMARTIN FL
Recording DateMar 22, 2021
Property Address708 SW RIVERWATCH PL, STUART, FL 34997-4522
Document Number0032080159
Book / Page3208 / 159
Map ReferenceMB 18 PG 6
Instrument DateMar 17, 2021
Instrument2875897
Transaction TypeTransfer
Record UpdatedMar 9, 2023
Title CompanyNVR SETTLEMENT SERVICES INC

Transaction

AmountAmount Recorded
Tax$1,641.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4750 OWINGS MILLS BLVD, OWINGS MILLS, MD 21117-4904

Transferred To (Grantee/Buyer)

NameVerified Name
Address1450 CENTREPARK BLVD STE 340, 340, WEST PALM BEACH, FL 33401-7443
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Martin County assessment roll, as of August 27, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,786.00 (-0.93%)$696,015 (+7.44%)$724,070 (+8.98%) Land $250,000 Building $474,070
2024$10,887.00 (+3.13%)
2023$10,557.00 (+3.41%) Additional exemption filed$647,839 (+3%)$664,400 (+5.63%) Land $235,000 Building $429,400
2022$10,209.00 Homeowner's exemption$628,970 Land $242,950 Building $386,020$628,970 Land $242,950 Building $386,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 61 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies61 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 72% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARTIN CO UTILITIES
serves 104,105 people · EPA ID FL4431891
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250

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