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698 SW Riverwatch Pl, Stuart, FL 34997 Property Records

Martin County property record for 698 SW Riverwatch Pl, Stuart, FL 34997

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · built 2022
Lot Size0.3 acres (13,068 sqft)
Owner2 Individual Names on Record
Last Sale$808,000 (Jun 2022)
Tax Bill$10,710 (2025)
Deeds & MortgagesOct 2023 Transfer
Jun 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN41-38-41-009-000-0106.0-0-0000

Property Details

APN / Parcel Number

Primary APN41-38-41-009-000-0106.0-0-0000
Alternative APNs
  • 41-38-41-009-000-01060-0
  • 1120947

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,591 sqft Living Area
Gross Area4,284 sqft
1st Floor Area1,638 sqft
ElevatorElevator

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area13,068 sqft (0.3 acres)
Garage TypeAttached
Garage Area693 sqft
Pool TypeIn-Ground Pool
PorchOpen Concrete/Masonry Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1120947
Street Address698 SW RIVERWATCH PL
CitySTUART
StateFL
Zip34997-4521
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 106 BANYAN BAY PUD PHASE 2A & 2B ACCORDING TO THE PLAT THEREOF RECORDED IN PLAT BOOK 18 PAGE 6 PUBLIC RECORDS MARTIN COUNTY FLORIDA
Legal Range41E
Legal Township38S
Legal Section41
Legal SubdivisionBANYAN BAY PUD PHASE 2A & 2B
Legal Block2
Legal Lot Number106
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group2
Census Block2005
Census Tract1103

Owner

Source: Martin County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address698 SW RIVERWATCH PL, STUART, FL 34997-4521
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Oct 16, 2023Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Jun 6, 2022Special Warranty Deed, Transfer · Conventional Mortgage
NVR MORTGAGE FINANCE INC
Jun 30, 2021Special Warranty Deed, Transfer
NVR SETTLEMENT SERVICES INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 6, 2022 · Amount on Record
Deed SaleJun 6, 2022 · Amount on Record
Prior SaleJun 30, 2021 · Amount on Record
Deed Document Number20222964099
Deed Book / Page3317 / 1595
Last Transfer DateOct 6, 2023
Transfer Doc0034012874
Record UpdatedOct 29, 2026

October 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMARTIN FL
Recording DateOct 16, 2023
Property Address698 SW RIVERWATCH PL, STUART, FL 34997-4521
Document Number0034012874
Book / Page3401 / 2874
Map ReferenceMB 18 PG 6
Instrument DateOct 6, 2023
Instrument3040530
Transaction TypeTransfer
Record UpdatedNov 2, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address698 SW RIVERWATCH PL, STUART, FL 34997-4521

Transferred To (Grantee/Buyer)

NameVerified Name
Address698 SW RIVERWATCH PL, STUART, FL 34997-4521

June 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMARTIN FL
Recording DateJun 6, 2022
Property Address698 SW RIVERWATCH PL, STUART, FL 34997-4521
Document Number0033171595
Book / Page3317 / 1595
Map ReferenceMB 18 PG 6
Instrument DateJun 3, 2022
Instrument2964099
Transaction TypeTransfer
Record UpdatedMar 9, 2023
Title CompanyNVR SETTLEMENT SERVICES INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,656.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1450 CENTREPARK BLVD STE 340, 340, WEST PALM BEACH, FL 33401-7443

Transferred To (Grantee/Buyer)

NameVerified Name
Address698 SW RIVERWATCH PL, STUART, FL 34997-4521

Mortgage

Document Number0033171597
DateJun 6, 2022
Instrument3317/1597
Lender
NameNVR MORTGAGE FINANCE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJul 1, 2037

June 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMARTIN FL
Recording DateJun 30, 2021
Property Address698 SW RIVERWATCH PL, STUART, FL 34997-4521
Document Number0032370743
Book / Page3237 / 743
Map ReferenceMB 18 PG 6
Instrument DateJun 23, 2021
Instrument2898924
Transaction TypeTransfer
Record UpdatedMar 9, 2023
Title CompanyNVR SETTLEMENT SERVICES INC

Transaction

AmountAmount Recorded
Tax$3,315.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address4750 OWINGS MILLS BLVD, OWINGS MILLS, MD 21117-4904

Transferred To (Grantee/Buyer)

NameVerified Name
Address1450 CENTREPARK BLVD STE 340, 340, WEST PALM BEACH, FL 33401-7443
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,710.00 (-0.92%) Homeowner's exemption Veteran's exemption$696,239 (+12.16%)$819,760 (+8.52%) Land $250,000 Building $569,760
2024$10,809.00 (+11.63%)
2023$9,683.00 (+185.55%) Additional exemption filed$620,766 (+205.19%)$755,420 (+271.4%) Land $235,000 Building $520,420
2022$3,391.00$203,400 Land $203,400$203,400 Land $203,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 61 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies61 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 72% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARTIN CO UTILITIES
serves 104,105 people · EPA ID FL4431891
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250

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