Martin County property record for 678 SW Riverwatch Pl, Stuart, FL 34997
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,668 sqft · built 2021 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $676,500 (Dec 2021) |
| Tax Bill | $10,109 (2025) |
| Deeds & Mortgages | Dec 2021 Sale Mar 2021 Sale |
| Flood Zone | Zone X (moderate risk) |
| APN | 41-38-41-009-000-0108.0-0-0000 |
| Primary APN | 41-38-41-009-000-0108.0-0-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,668 sqft Living Area |
| Gross Area | 3,286 sqft |
| 1st Floor Area | 2,668 sqft |
| Elevator | Elevator |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 16,988 sqft (0.39 acres) |
| Garage Type | Attached |
| Garage Area | 618 sqft |
| Porch | Open Concrete/Masonry Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1120949 |
|---|---|
| Street Address | 678 SW RIVERWATCH PL |
| City | STUART |
| State | FL |
| Zip | 34997-4521 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 108 BANYAN BAY PUD PHASE 2A & 2B ACCORDING TO THE PLAT THEREOF RECORDED IN PLAT BOOK 18 PAGE 6 PUBLIC RECORDS MARTIN COUNTY FLORIDA |
| Legal Range | 41E |
| Legal Township | 38S |
| Legal Section | 41 |
| Legal Subdivision | BANYAN BAY PUD PHASE 2A & 2B |
| Legal Block | 2 |
| Legal Lot Number | 108 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | PORT SALERNO-HOBE SOUND |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 1103 |
Source: Martin County records, as of September 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 678 SW RIVERWATCH PL, STUART, FL 34997-4521 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 1, 2021 | Special Warranty Deed, Transfer NVR SETTLEMENT SERVICES INC |
| Mar 1, 2021 | Special Warranty Deed, Transfer NVR SETTLEMENT SERVICES INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 1, 2021 · Amount on Record |
| Deed Sale | Dec 1, 2021 · Amount on Record |
| Prior Sale | Mar 1, 2021 · Amount on Record |
| Deed Document Number | 20212929192 |
| Deed Book / Page | 3275 / 2895 |
| Last Transfer Date | Apr 22, 2022 |
| Transfer Doc | 0002956002 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Dec 1, 2021 |
| Property Address | 678 SW RIVERWATCH PL, STUART, FL 34997-4521 |
| Document Number | 0032752895 |
| Book / Page | 3275 / 2895 |
| Map Reference | MB 18 PG 6 |
| Instrument Date | Nov 30, 2021 |
| Instrument | 2929192 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2023 |
| Title Company | NVR SETTLEMENT SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,735.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1450 CENTREPARK BLVD STE 340, 340, WEST PALM BEACH, FL 33401-7443 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 678 SW RIVERWATCH PL, STUART, FL 34997-4521 |
| Investor | Possibly a Property Investor |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Mar 1, 2021 |
| Property Address | 678 SW RIVERWATCH PL, STUART, FL 34997-4521 |
| Document Number | 0032012229 |
| Book / Page | 3201 / 2229 |
| Map Reference | MB 18 PG 6 |
| Instrument Date | Feb 24, 2021 |
| Instrument | 2871122 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2023 |
| Title Company | NVR SETTLEMENT SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,923.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4750 OWINGS MILLS BLVD, OWINGS MILLS, MD 21117-4904 |
| Name | Verified Name |
|---|---|
| Address | 1450 CENTREPARK BLVD STE 340, 340, WEST PALM BEACH, FL 33401-7443 |
| Investor | Possibly a Property Investor |
Source: Martin County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,109.00 (-0.91%) Additional exemption filed | $653,155 (+5.99%) | $690,170 (+3.85%) Land $275,000 Building $415,170 |
| 2024 | $10,202.00 (+1.72%) | ||
| 2023 | $10,029.00 (+3.41%) Additional exemption filed | $616,261 (+3%) | $664,580 (+5.17%) Land $258,500 Building $406,080 |
| 2022 | $9,698.00 Homeowner's exemption | $598,312 | $631,900 Land $267,250 Building $364,650 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 61 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 61 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · lower than 67% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
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