Martin County property record for 648 SW Riverwatch Pl, Stuart, FL 34997
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,107 sqft · built 2022 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Individual Name on File |
| Last Sale | $753,200 (Mar 2022) |
| Tax Bill | $12,195 (2024) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage Apr 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 1120952 |
| Primary APN | 1120952 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,107 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Masonite/Cement Shake |
| Lot Area | 15,246 sqft (0.35 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1120952 |
|---|---|
| Street Address | 648 SW RIVERWATCH PL |
| City | STUART |
| State | FL |
| Zip | 34997-4521 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 111 BANYAN BAY PUD PHASE 2A & 2B ACCORDING TO THE PLAT THEREOF RECORDED IN PLAT BOOK 18 PAGE 6 PUBLIC RECORDS MARTIN |
| Legal Range | 41E |
| Legal Township | 38S |
| Legal Section | 41 |
| Legal Subdivision | BANYAN BAY PUD PHASE 2A & 2B |
| Legal Phase | 2A |
| Legal Lot Number | 111 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | PORT SALERNO-HOBE SOUND |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 1103 |
Source: Martin County assessment roll, as of July 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 648 SW RIVERWATCH PL, STUART, FL 34997-4521 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 24, 2022 | Special Warranty Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC |
| Apr 26, 2021 | Special Warranty Deed, Transfer NVR SETTLEMENT SERVICES INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 24, 2022 · Amount on Record |
| Deed Sale | Mar 24, 2022 · Amount on Record |
| Prior Sale | Apr 26, 2021 · Amount on Record |
| Deed Document Number | 0033012430 |
| Deed Book / Page | 3301 / 2430 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Mar 24, 2022 |
| Property Address | 648 SW RIVERWATCH PL, STUART, FL 34997-4521 |
| Document Number | 0033012430 |
| Book / Page | 3301 / 2430 |
| Map Reference | MB 18 PG 6 |
| Instrument Date | Mar 23, 2022 |
| Instrument | 2950191 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2023 |
| Title Company | NVR SETTLEMENT SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,272.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1450 CEUFTEPARK BLVD #340340, 340340, WEST PALM BEACH, FL 33401 |
| Name | Verified Name |
|---|---|
| Address | 648 SW RIVERWATCH PL, STUART, FL 34997-4521 |
| Document Number | 0033012432 |
|---|---|
| Date | Mar 24, 2022 |
| Instrument | 3301/2432 |
| Name | NVR MORTGAGE FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Apr 26, 2021 |
| Property Address | 648 SW RIVERWATCH PL, STUART, FL 34997-4521 |
| Document Number | 0032181467 |
| Book / Page | 3218 / 1467 |
| Map Reference | MB 18 PG 6 |
| Instrument Date | Apr 19, 2021 |
| Instrument | 2883947 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2023 |
| Title Company | NVR SETTLEMENT SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,315.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4750 OWINGS MILLS BLVD, OWINGS MILLS, MD 21117-4904 |
| Name | Verified Name |
|---|---|
| Address | 1450 CENTREPARK BLVD STE 340, 340, WEST PALM BEACH, FL 33401-7443 |
| Investor | Possibly a Property Investor |
Source: Martin County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $764,820 (+9.19%) Land $250,000 Building $514,820 | $764,820 (+9.19%) Land $250,000 Building $514,820 | |
| 2024 | $12,195.00 (+0.6%) | ||
| 2023 | $12,122.00 (+219.25%) | $700,430 (+244.36%) Land $235,000 Building $465,430 | $700,430 (+244.36%) Land $235,000 Building $465,430 |
| 2022 | $3,797.00 | $203,400 Land $203,400 | $203,400 Land $203,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 61 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 61 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · lower than 67% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
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