708 Ranchhand Dr, Berthoud, CO 80513 Property Records

Larimer County property record for 708 Ranchhand Dr, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,293 sqft · built 2017
Lot Size	0.179 acres (7,825 sqft)
Owner	Individual Name on Record
Last Sale	$442,290 (Jun 2018)
Tax Bill	$5,793 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jun 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`94023-20-011`

Property Details

APN / Parcel Number

Primary APN	`94023-20-011`
Alternative APN	`R1663248`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,293 sqft Living Area
Basement Area	845 sqft
Interior Walls	Wallboard/Drywall
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2017
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,825 sqft (0.179 acres)
Garage Type	Attached
Garage Area	827 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	160 sqft
Patio Area	144 sqft
Balcony	Balcony
Balcony Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1663248
Street Address	708 RANCHHAND DR
City	BERTHOUD
State	CO
Zip	80513-2699
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11, BLOCK 10, PRAIRIESTAR FILING NO 3, BER (20160065028)
Legal Quarter	SW
Legal Subdivision	PRAIRIESTAR FILING NO 3
Legal Block	10
Legal Lot Number	11
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	2
Census Block	2107
Census Tract	2602

Owner

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	708 RANCHHAND DR, BERTHOUD, CO 80513-2699
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP
Jun 9, 2017	Deed of Trust, Mortgage · Commercial Mortgage COLLEGIATE PEAKS BANK
Jun 29, 2018	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Dec 12, 2017	Trustee's Deed, Construction Loan · Line of Credit ELEVATIONS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2018 · Amount on Record
Deed Sale	Jun 29, 2018 · Amount on Record
Deed Document Number	20180039337
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	708 RANCHHAND DR, BERTHOUD, CO 80513-2699
Transaction Type	Mortgage
Record Updated	Mar 22, 2021
Title Company	FITCO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025444
Date	Mar 12, 2021
Instrument	20210025444

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	708 RANCHHAND DR, BERTHOUD, CO 80513-2699
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAND TITLE GUARANTEE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037812
Date	Jun 9, 2017
Instrument	20170037812

Lender

Name	COLLEGIATE PEAKS BANK
Type	Bank
Address	DENVER, CO 80246

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	18 Months
Due	Dec 1, 2018

Interest

Rate Type	Adjustable Rate

June 2018: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Jun 29, 2018
Property Address	708 RANCHHAND DR, BERTHOUD, CO 80513-2699
Document Number	0000039337
Instrument Date	Jun 28, 2018
Instrument	20180039337
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 28, 2022
Title Company	LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$44.23
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	708 RANCHHAND DR, BERTHOUD, CO 80513-2699

Mortgage

Document Number	0000039338
Date	Jun 29, 2018
Instrument	20180039338

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

December 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	LARIMER CO
Recording Date	Dec 12, 2017
Property Address	708 RANCHHAND DR, BERTHOUD, CO 80513-2699
Instrument Date	Dec 7, 2017
Instrument	83439
Transaction Type	Construction Loan
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	428 KIMBARK ST LONGMONT CO 805015526, LONGMONT, CO 80501-5526
Investor	Possibly a Property Investor

Mortgage

Document Number	0000083439
Date	Dec 12, 2017
Instrument	83439

Lender

Name	ELEVATIONS CU
Address	BOULDER, CO 80301-9004

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,793.00 (+2.01%)	$36,150 (-11.54%) Land $7,650 Building $28,500	$578,400 (-5.16%) Land $122,400 Building $456,000
2023	$5,679.00 (+22.55%)	$40,864 (+29.91%) Land $8,201 Building $32,663	$609,900 (+34.75%) Land $122,400 Building $487,500
2022	$4,634.00	$31,455 Land $6,616 Building $24,839	$452,600 Land $95,200 Building $357,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 81% of Colorado
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, T-Mobile.

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