686 Ranchhand Dr, Berthoud, CO 80513 Property Records

Larimer County property record for 686 Ranchhand Dr, Berthoud, CO 80513 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,492 sqft · built 2020
Lot Size	0.131 acres (5,725 sqft)
Owner	Company Name on File
Last Sale	$500,000 (Jun 2021)
Tax Bill	$5,509 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Jun 2021 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`94023-25-013`

Property Details

APN / Parcel Number

Primary APN	`94023-25-013`
Alternative APN	`R1663314`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,492 sqft Living Area
Gross Area	3,402 sqft
1st Floor Area	1,491 sqft
Basement Area	1,491 sqft
Finished Basement	1,001 sqft
Unfinished Basement	490 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Ranch
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,725 sqft (0.131 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Balcony Area	205 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1663314
Street Address	686 RANCHHAND DR
City	BERTHOUD
State	CO
Zip	80513-2698
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13, BLOCK 15, PRAIRIESTAR FILING NO 3, BER (20160065028)
Legal Range	69W
Legal Township	4N
Legal Section	2
Legal Subdivision	PRAIRIESTAR FILING NO 3
Legal Block	15
Legal Lot Number	13
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	2
Census Block	2106
Census Tract	2602

Owner

Source: Larimer County records · APN 94023-25-013

Assessment roll updated February 9, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	120 S RIVERSIDE PLZ, 2000, CHICAGO, IL 60606-6995
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2021	Deed of Trust, Mortgage · Line of Credit MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS
Jun 02, 2021	Warranty Deed, Transfer REALTECH TITLE LLC, REALETCH TITLE LLC
Mar 13, 2020	Grant Deed, Subdivision Related Transfer · Conventional Mortgage PIVOT LNDG GROUP
May 31, 2019	Loan Modification, Mortgage · Line of Credit COLLEGIATE PEAKS BK
May 28, 2019	Grant Deed, Transfer LAND TITLE GUARANTEE
May 10, 2019	Grant Deed, Transfer LAND TITLE GUARANTEE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 02, 2021 · Amount on Record
Deed Sale	Jun 02, 2021 · Amount on Record
Prior Sale	Mar 13, 2020 · Amount on Record
Deed Document Number	202153863
Record Updated	Jun 08, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	686 RANCHHAND DR, BERTHOUD, CO 80513-2698
Transaction Type	Mortgage
Record Updated	Oct 11, 2022
Title Company	STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000117105
Date	Dec 29, 2021
Instrument	20210117105

Lender

Name	MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS
Type	Mortgage Company
Address	NEW YORK, NY 10036

Agreement

Type	Line of Credit
Amount	Amount Recorded

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Jun 02, 2021
Property Address	686 RANCHHAND DR, BERTHOUD, CO 80513-2698
Document Number	0000053863
Instrument Date	May 21, 2021
Instrument	20210053863
Transaction Type	Transfer
Record Updated	Oct 11, 2022
Title Company	REALTECH TITLE LLC, REALETCH TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$50.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 S RIVERSIDE PLZ STE 2000, 2000, CHICAGO, IL 60606-6995
Investor	Possibly a Property Investor

March 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	LARIMER CO
Recording Date	Mar 13, 2020
Property Address	686 RANCHHAND DR, BERTHOUD, CO 80513-2698
Document Number	0000017591
Instrument Date	Mar 12, 2020
Instrument	17591
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 13, 2020
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$44.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	686 RANCHHAND DR BERTHOUD CO 805132698, BERTHOUD, CO 80513-2698

Mortgage

Document Number	17592
Date	Mar 13, 2020
Instrument	17592

Lender

Name	PIVOT LNDG GROUP
Address	LITTLETON, CO 80127

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 12, 2050

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LARIMER CO
Recording Date	May 31, 2019
Property Address	686 RANCHHAND DR, BERTHOUD, CO 80513-2698
Instrument Date	May 21, 2019
Instrument	29091
Transaction Type	Mortgage
Record Updated	Jun 11, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	686 RANCHHAND DR BERTHOUD CO 805132698, BERTHOUD, CO 80513-2698
Investor	Possibly a Property Investor

Mortgage

Document Number	0000029091
Date	May 31, 2019
Instrument	29091

Lender

Name	COLLEGIATE PEAKS BK
Type	Bank
Address	3350 BRIGHTON BLVD # 135, DENVER, CO 80216-5069

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LARIMER CO
Recording Date	May 28, 2019
Property Address	686 RANCHHAND DR, BERTHOUD, CO 80513-2698
Document Number	0000028060
Instrument Date	May 21, 2019
Instrument	28060
Transaction Type	Transfer
Record Updated	Jun 04, 2019
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Tax	$30.13
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	428 KIMBARK ST LONGMONT CO 805015526, LONGMONT, CO 80501-5526
Investor	Possibly a Property Investor

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LARIMER CO
Recording Date	May 10, 2019
Property Address	686 RANCHHAND DR, BERTHOUD, CO 80513-2698
Document Number	0000024444
Instrument Date	May 09, 2019
Instrument	24444
Transaction Type	Transfer
Record Updated	May 20, 2019
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Tax	$256.20
Amount Accuracy	Confirmed
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	708 MAIN ST EVANSTON IL 602021702, EVANSTON, IL 60202-1702

Tax Assessment & Valuation

Source: Larimer County records · Assessment roll updated February 9, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,509.00 (-0.16%)	$34,381 (-11.91%) Land $7,650 Building $26,731	$550,100 (-5.56%) Land $122,400 Building $427,700
2024	$5,518.00 (+2.22%)
2023	$5,398.00 (+19.06%)	$39,028 (+26.79%) Land $8,201 Building $30,827	$582,500 (+31.52%) Land $122,400 Building $460,100
2022	$4,534.00	$30,781 Land $6,616 Building $24,165	$442,900 Land $95,200 Building $347,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Larimer County (08069C), updated September 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 080690026022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 515 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Inventive Wireless of Nebraska	Fixed Wireless (licensed-by-rule)	500 / 80
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Lumen Technologies, T-Mobile USA, Inventive Wireless of Nebraska. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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