708 Perception Way, Aberdeen, MD 21001 Property Records

Harford County property record for 708 Perception Way, Aberdeen, MD 21001

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,569 sqft · built 2020
Lot Size	0.187 acres (8,146 sqft)
Owner	2 Individual Names on Record
Last Sale	$487,000 (Oct 2021)
Tax Bill	$5,450 (2026)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-397192`

Property Details

APN / Parcel Number

Primary APN	`02-397192`
Alternative APN	`397192`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,569 sqft Total Area
Basement Area	860 sqft
Finished Basement	860 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,146 sqft (0.187 acres)
Garage Type	Mixed
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	397192
Street Address	708 PERCEPTION WAY
City	ABERDEEN
State	MD
Zip	21001-3945
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2COS
Legal Description	LOT 3027 8146 SF 708 PERCEPTION WAY BEECH CREEK PT 138/79
Legal Subdivision	PERCEPTION WAY BEECH CREEK
Legal Lot Number	3027
Jurisdiction	HARFORD MD
Township / Civil Division	2, HALLS CROSS ROADS
Census Block Group	3
Census Block	3007
Census Tract	302400

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	708 PERCEPTION WAY, ABERDEEN, MD 21001-3945
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2021	Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Jul 21, 2020	Deed, Transfer · VA Mortgage EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2021 · Amount on Record
Deed Sale	Oct 1, 2021 · Amount on Record
Prior Sale	Jul 21, 2020 · Amount on Record
Deed Book / Page	15067 / 367
Record Updated	Oct 29, 2026

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Oct 1, 2021
Property Address	708 PERCEPTION WAY, ABERDEEN, MD 21001-3945
Document Number	0150670367
Book / Page	15067 / 367
Map Reference	MB 138 PG 79
Instrument Date	Sep 17, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	708 PERCEPTION WAY, ABERDEEN, MD 21001-3945

Mortgage

Document Number	0015067376
Date	Oct 1, 2021
Instrument	15067/376

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Jul 21, 2020
Property Address	708 PERCEPTION WAY, ABERDEEN, MD 21001-3945
Document Number	0139830287
Book / Page	13983 / 287
Map Reference	MB 138 PG 79
Instrument Date	Jul 17, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	CALATLANTIC TITLE OF MD INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	708 PERCEPTION WAY, ABERDEEN, MD 21001-3945

Mortgage

Document Number	0013983297
Date	Jul 21, 2020
Instrument	13983/297

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,450.00 (+19.91%) Homeowner's exemption	$500,100 (+33.15%) Land $112,100 Building $388,000	$500,100 (+33.15%) Land $112,100 Building $388,000
2025	$4,545.00 (+12.78%) Homeowner's exemption
2023		$375,600 Land $112,100 Building $263,500	$375,600 Land $112,100 Building $263,500
2022	$4,030.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1978–1984)
Most Recent Claim	Jul 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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