705 Perception Way, Aberdeen, MD 21001 Property Records

Harford County property record for 705 Perception Way, Aberdeen, MD 21001

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,584 sqft · built 2020
Lot Size	0.16 acres (6,969 sqft)
Owner	2 Individual Names on Record
Last Sale	$467,585 (Oct 2020)
Tax Bill	$4,822 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-397186`

Property Details

APN / Parcel Number

Primary APN	`02-397186`
Alternative APN	`397186`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,584 sqft Total Area
Basement Area	855 sqft
Finished Basement	855 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,969 sqft (0.16 acres)
Garage Type	Mixed
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	168 sqft
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	397186
Street Address	705 PERCEPTION WAY
City	ABERDEEN
State	MD
Zip	21001-3944
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2COS
Legal Description	LOT 3021 6969 SF 705 PERCEPTION WAY BEECH CREEK PT 138/79
Legal Subdivision	PERCEPTION WAY BEECH CREEK
Legal Lot Number	3021
Jurisdiction	HARFORD MD
Township / Civil Division	2, HALLS CROSS ROADS
Census Block Group	3
Census Block	3010
Census Tract	302400

Owner

Source: Harford County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	705 PERCEPTION WAY, ABERDEEN, MD 21001-3944
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2020	Deed of Trust, Mortgage · VA Mortgage HOMESPIRE MTG CORP
Oct 22, 2020	Deed, Transfer · Conventional Mortgage HOMESPIRE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2020 · Amount on Record
Deed Sale	Oct 22, 2020 · Amount on Record
Deed Book / Page	14205 / 363
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	705 PERCEPTION WAY, ABERDEEN, MD 21001-3944
Document Number	0142050372
Instrument Date	Oct 20, 2020
Transaction Type	Mortgage
Record Updated	Nov 5, 2020
Title Company	OAK TITLE ABSTRACT, OAK TITLE ABS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	705 PERCEPTION WAY ABERDEEN MD 210013944, ABERDEEN, MD 21001-3944

Mortgage

Document Number	0142050372
Date	Oct 22, 2020
Book Page	014205/000372

Lender

Name	HOMESPIRE MTG CORP
Address	GAITHERSBURG, MD 20878

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 21, 2050

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Oct 22, 2020
Property Address	705 PERCEPTION WAY, ABERDEEN, MD 21001-3944
Document Number	0142050363
Book / Page	14205 / 363
Map Reference	MB 138 PG 79
Instrument Date	Oct 20, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	CALATLANTIC TITLE OF MD INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	705 PERCEPTION WAY, ABERDEEN, MD 21001-3944

Mortgage

Document Number	0014205372
Date	Oct 22, 2020
Instrument	14205/372

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$508,700 (+24.26%) Land $112,000 Building $396,700	$508,700 (+24.26%) Land $112,000 Building $396,700
2025	$4,822.00 (+9.84%)
2023		$409,400 Land $112,000 Building $297,400	$409,400 Land $112,000 Building $297,400
2022	$4,390.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1978–1984)
Most Recent Claim	Jul 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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